iA FinancialTSX:IAG +2.07%61 EBITDA Margin % is 14.81% as of Mar. 2026, which is 50% above its 10-year median of 9.86. GuruFocus rates TSX:IAG with a GF Score™ of 61/100 and a GF Value™ of C$136.57 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 369 Insurance companies, iA Financial ranks better than 70.73% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. iA Financial's EBITDA for the
three
months ended in Mar. 2026 was C$368 Mil. iA Financial's Revenue for the
three
months ended in Mar. 2026 was C$2,484 Mil. Therefore, iA Financial's EBITDA margin for the quarter that ended in Mar. 2026 was 14.81%.
iA Financial (TSX:IAG) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
iA Financial EBITDA Margin % Related Terms
iA Financial EBITDA Margin % Historical Data
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The historical data trend for iA Financial's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSX:IAG vs BRK.A, AIG, HIG: EBITDA Margin % Comparison
For the Insurance - Diversified subindustry, iA Financial's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
iA Financial EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, iA Financial's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where iA Financial's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
iA Financial (TSX:IAG) has a EBITDA Margin % of 14.81% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on iA Financial and its competitors. This is 50% above median its historical median of 9.86. According to the industry distribution chart, iA Financial ranks #108 out of 369 companies in the Insurance industry, placing it in the top 29.3%.
Is iA Financial's EBITDA Margin % too high?
iA Financial's current EBITDA Margin % of 14.81% is 50% above median its 10-year median of 9.86. The Insurance industry median EBITDA Margin % is 14.81. iA Financial's value of 14.81% is 0% at this industry median. Based on the distribution chart, iA Financial ranks #108 out of 369 companies in the Insurance industry, which is above the industry midpoint. Overall, iA Financial has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does iA Financial's EBITDA Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, iA Financial ranks #108 out of 369 companies for EBITDA Margin %. This puts iA Financial in the upper half of its industry. The industry median EBITDA Margin % is 14.81. iA Financial's value of 14.81% is 0% at this benchmark. While the company's 10-year median is 9.86 vs. the industry median of 14.81, iA Financial has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. iA Financial's current EBITDA Margin % of 14.81% is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on iA Financial and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. iA Financial's current EBITDA Margin % is 14.81%, which is 50% above median its own 10-year median of 9.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iA Financial stock overvalued right now?
Based on GuruFocus' analysis, iA Financial (TSX:IAG) is currently considered Significantly Overvalued. The stock's GF Value™ is C$136.57, compared to a current price of C$191.12 — trading 39.9% above its estimated fair value. The current EBITDA Margin % is 14.81%, which is 50% above median its 10-year median of 9.86 and 0% at the Insurance industry median of 14.81. iA Financial's overall GF Score™ is 61/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For iA Financial (TSX:IAG), the current EBITDA Margin % is 14.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is iA Financial (TSX:IAG) Overvalued in 2026?
Based on GuruFocus' analysis, iA Financial stock appears to be overvalued.
The current stock price of C$191.12 is trading 39.9% above its estimated GF Value™ of C$136.57.
GuruFocus considers iA Financial to be Significantly Overvalued.
Key valuation signals for TSX:IAG:
EBITDA Margin %: 14.81% (50% above median its 10-year median of 9.86)
GF Value™: C$136.57 vs. price of C$191.12 (39.9% above fair value)
Industry Position: 0% at the Insurance median (#108 of 369)
No single metric tells the full story. See the TSX:IAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
iA Financial Corp Inc is an insurance and wealth management group based in Canada. It offers various life and health insurance products, savings and retirement plans, mutual funds, securities, loans, auto and home insurance, creditor insurance, replacement insurance, replacement warranties, extended warranties, and other ancillary products for dealer services and other financial products and services. The company's products and services are offered on both an individual and group basis and extend throughout Canada and the United States. Its operating segments are: Insurance, Canada; Wealth Management; U.S. Operations; Investment; and Corporate. Maximum revenue is generated from the Insurance, Canada segment.
61GF Score
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