Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
iA FinancialTSX:IAG +0.62%59 5-Year Yield-on-Cost % is 4.00 as of Jul. 24, 2026, which is 30% below its 10-year median of 5.70. GuruFocus rates TSX:IAG with a GF Score™ of 59/100 and a GF Value™ of C$136.01 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 419 Insurance companies, iA Financial ranks better than 50.12% on this metric.
iA Financial's yield on cost for the quarter that ended in Mar. 2026 was 4.00.
The historical rank and industry rank for iA Financial's 5-Year Yield-on-Cost % or its related term are showing as below:
TSX:IAG'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.76 Med: 5.7 Max: 9.68
Current: 4
During the past 13 years, iA Financial's highest Yield on Cost was 9.68. The lowest was 3.76. And the median was 5.70.
TSX:IAG's 5-Year Yield-on-Cost % is ranked better than 50.12% of 419
companies
in the Insurance industry
Industry Median: 3.92
vs TSX:IAG: 4.00
iA Financial (TSX:IAG) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
iA Financial 5-Year Yield-on-Cost % Related Terms
TSX:IAG vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, iA Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
iA Financial 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, iA Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where iA Financial's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of iA Financial is calculated as
iA Financial (TSX:IAG) has a 5-Year Yield-on-Cost % of 4.00 as of Jul. 24, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on iA Financial and its competitors. This is 30% below median its historical median of 5.70. Over the past decade, iA Financial's 5-Year Yield-on-Cost % has ranged from 3.76 to 9.68. According to the industry distribution chart, iA Financial ranks #209 out of 419 companies in the Insurance industry, placing it in the top 49.9%.
Is iA Financial's 5-Year Yield-on-Cost % too high?
iA Financial's current 5-Year Yield-on-Cost % of 4.00 is 30% below median its 10-year median of 5.70. Over the past 10 years, this metric has ranged from a low of 3.76 to a high of 9.68. The Insurance industry median 5-Year Yield-on-Cost % is 3.92. iA Financial's value of 4.00 is 2% above this industry median. Based on the distribution chart, iA Financial ranks #209 out of 419 companies in the Insurance industry, which is above the industry midpoint. Overall, iA Financial has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does iA Financial's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, iA Financial ranks #209 out of 419 companies for 5-Year Yield-on-Cost %. This puts iA Financial in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.92. iA Financial's value of 4.00 is 2% above this benchmark. Historically, iA Financial's own 5-Year Yield-on-Cost % has ranged from 3.76 to 9.68 over the past decade. While the company's 10-year median is 5.70 vs. the industry median of 3.92, iA Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.92, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. iA Financial's current 5-Year Yield-on-Cost % of 4.00 is 2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on iA Financial and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. iA Financial's current 5-Year Yield-on-Cost % is 4.00, which is 30% below median its own 10-year median of 5.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iA Financial stock overvalued right now?
Based on GuruFocus' analysis, iA Financial (TSX:IAG) is currently considered Significantly Overvalued. The stock's GF Value™ is C$136.01, compared to a current price of C$205.10 — trading 50.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.00, which is 30% below median its 10-year median of 5.70 and 2% above the Insurance industry median of 3.92. iA Financial's overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For iA Financial (TSX:IAG), the current 5-Year Yield-on-Cost % is 4.00 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is iA Financial (TSX:IAG) Overvalued in 2026?
Based on GuruFocus' analysis, iA Financial stock appears to be overvalued.
The current stock price of C$205.10 is trading 50.8% above its estimated GF Value™ of C$136.01.
GuruFocus considers iA Financial to be Significantly Overvalued.
Key valuation signals for TSX:IAG:
5-Year Yield-on-Cost %: 4.00 (30% below median its 10-year median of 5.70)
GF Value™: C$136.01 vs. price of C$205.10 (50.8% above fair value)
Industry Position: 2% above the Insurance median (#209 of 419)
No single metric tells the full story. See the TSX:IAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
iA Financial Corp Inc is an insurance and wealth management group based in Canada. It offers various life and health insurance products, savings and retirement plans, mutual funds, securities, loans, auto and home insurance, creditor insurance, replacement insurance, replacement warranties, extended warranties, and other ancillary products for dealer services and other financial products and services. The company's products and services are offered on both an individual and group basis and extend throughout Canada and the United States. Its operating segments are: Insurance, Canada; Wealth Management; U.S. Operations; Investment; and Corporate. Maximum revenue is generated from the Insurance, Canada segment.
59GF Score
Get the complete analysis for TSX:IAG
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSX:IAG has been successfully added to your 
