Temenos AGWBO:TEMN -0.78%58 EBITDA Margin % is 33.24% as of Mar. 2026, which is 9% below its 10-year median of 36.55. GuruFocus rates WBO:TEMN with a GF Score™ of 58/100 and a GF Value™ of €76.76 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,817 Software companies, Temenos AG ranks better than 95.24% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Temenos AG's EBITDA for the
three
months ended in Mar. 2026 was €72.7 Mil. Temenos AG's Revenue for the
three
months ended in Mar. 2026 was €218.8 Mil. Therefore, Temenos AG's EBITDA margin for the quarter that ended in Mar. 2026 was 33.24%.
Temenos AG (WBO:TEMN) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Temenos AG EBITDA Margin % Related Terms
Temenos AG EBITDA Margin % Historical Data
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The historical data trend for Temenos AG's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WBO:TEMN vs CRM, SHOP, UBER: EBITDA Margin % Comparison
For the Software - Application subindustry, Temenos AG's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Temenos AG EBITDA Margin % vs Software Industry
For the Software industry and Technology sector, Temenos AG's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Temenos AG's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Temenos AG (WBO:TEMN) has a EBITDA Margin % of 33.24% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Temenos AG and its competitors. This is near median its historical median of 36.55. Over the past decade, Temenos AG's EBITDA Margin % has ranged from 32.60 to 44.92. According to the industry distribution chart, Temenos AG ranks #134 out of 2817 companies in the Software industry, placing it in the top 4.8%.
Is Temenos AG's EBITDA Margin % too high?
Temenos AG's current EBITDA Margin % of 33.24% is near median its 10-year median of 36.55. Over the past 10 years, this metric has ranged from a low of 32.60 to a high of 44.92. The Software industry median EBITDA Margin % is 7.99. Temenos AG's value of 33.24% is 316% above this industry median. Based on the distribution chart, Temenos AG ranks #134 out of 2817 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Temenos AG has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Temenos AG's EBITDA Margin % compare to CRM and SHOP?
According to the Software industry distribution chart, Temenos AG ranks #134 out of 2817 companies for EBITDA Margin %. This places Temenos AG in the top 5% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 7.99. Temenos AG's value of 33.24% is 316% above this benchmark. Historically, Temenos AG's own EBITDA Margin % has ranged from 32.60 to 44.92 over the past decade. While the company's 10-year median is 36.55 vs. the industry median of 7.99, Temenos AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Software company?
The median EBITDA Margin % among Software companies is 7.99, based on 2,817 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Temenos AG's current EBITDA Margin % of 33.24% is 316% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Temenos AG and its competitors. For the Software industry, the median EBITDA Margin % is 7.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Temenos AG's current EBITDA Margin % is 33.24%, which is near median its own 10-year median of 36.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Temenos AG stock overvalued right now?
Based on GuruFocus' analysis, Temenos AG (WBO:TEMN) is currently considered Fairly Valued. The stock's GF Value™ is €76.76, compared to a current price of €70.35 — trading 8.4% below its estimated fair value. The current EBITDA Margin % is 33.24%, which is near median its 10-year median of 36.55 and 316% above the Software industry median of 7.99. Temenos AG's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Temenos AG (WBO:TEMN), the current EBITDA Margin % is 33.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Temenos AG (WBO:TEMN) Overvalued in 2026?
Based on GuruFocus' analysis, Temenos AG stock appears to be undervalued.
The current stock price of €70.35 is trading 8.4% below its estimated GF Value™ of €76.76.
GuruFocus considers Temenos AG to be Fairly Valued.
Key valuation signals for WBO:TEMN:
EBITDA Margin %: 33.24% (near median its 10-year median of 36.55)
GF Value™: €76.76 vs. price of €70.35 (8.4% below fair value)
Industry Position: 316% above the Software median (#134 of 2817)
No single metric tells the full story. See the WBO:TEMN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Temenos is a Swiss company that provides banking software to financial institutions around the world. Its main product is core banking software that helps banks manage accounts, customer information, transaction processing, loans, security, and financial reporting. Besides core banking software, Temenos offers products for digital banking, payments, wealth management, compliance, and analytics to help banks improve customer experience and meet regulatory requirements.
58GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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