Asian Life Insurance Co (XNEP:ALICL) EBITDA: NPR583 Mil (TTM As of Apr. 2025)

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XNEP:ALICL Asian Life Insurance Co Ltd XNEP:ALICL
52 GF Score
Price NPR436.00
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What is Asian Life Insurance Co EBITDA?

Asian Life Insurance Co XNEP:ALICL +0.46% 52 EBITDA is NPR583 Mil as of Apr. 2025. GuruFocus rates XNEP:ALICL with a GF Score™ of 52/100.

Asian Life Insurance Co's EBITDA for the three months ended in Apr. 2025 was NPR264 Mil. Its EBITDA for the trailing twelve months (TTM) ended in Apr. 2025 was NPR583 Mil.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA Growth Rate using EBITDA data.

Asian Life Insurance Co's EBITDA per Share for the three months ended in Apr. 2025 was NPR7.36. Its EBITDA per share for the trailing twelve months (TTM) ended in Apr. 2025 was NPR20.69.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA per share growth rate using EBITDA per Share data.

Asian Life Insurance Co  (XNEP:ALICL) EBITDA Explanation

EBITDA is a cash flow measure that ignores changes in working capital. EBITDA minus Depreciation, and Amortization (DA) equals Operating Income. Operating Income is profit before interest and taxes. Of course, Interest and taxes need to be paid.

While depreciation and amortization expenses do not need to be paid in cash, assets - especially tangible assets - do need to be replaced over time. EBITDA is not a measure of profit in any sense. EBITDA is a measure of cash generation by a business where the uses of that cash may be more or less discretionary depending on the nature of the business.

The EBITDA of a TV station is largely discretionary. Owners may use much of the EBITDA generated by a TV station as they see fit. The EBITDA of a railroad is largely non-discretionary. Owners must use much of the EBITDA generated by a railroad to replace the physical assets of the railroad or the business will literally fall apart over time.

EBITDA can be thought of as the cash a business generates that is available to:

Add more inventory
Add more receivables
Replace property, plant, and equipment
Add more property, plant, and equipment
Pay interest
Pay taxes
And finally: pay owners

EBITDA is widely used in financial analysis because Depreciation and Amortization are not present day cash expenses.. Depreciation and amortization are the spreading out of the costs of assets over the time in which those assets provide benefits. Today's depreciation and amortization expenses relate to assets bought in the past. The assets being expensed may or may not need to be replaced in the future. And the cost to replace the assets may be more or less than it was in the past. For this reason, the depreciation and amortization expenses a company records in the present year may have no relationship to the actual cash costs needed to maintain its assets in future years.

A company's depreciation expense depends on both its expectations about the assets it owns and its choice of accounting methods. Two companies owning identical assets may have different depreciation expenses because they have different expectations about the useful lives of those assets and because they make different accounting choices.

Analysts use EBITDA to remove this element of personal choice from a company's accounting statements. The use of EBITDA is an attempt to make the results of different companies more comparable and uniform.


Be Aware

Although depreciation is not a cash cost it is a real business cost because the company has to pay for the fixed assets when they purchase them. Both Warren Buffett and Charlie Munger hate the idea of EBITDA because in this calculation, depreciation is not counted as an expense.

EBITDA over Revenue is a good metric for comparing the operating efficiencies between companies because EBITDA is less vulnerable to companies' accounting choices. For this reason, EBITDA is used in ranking the Predictability of Companies. Also Price-to-EBITDA is sometimes used in valuations.


Asian Life Insurance Co EBITDA Related Terms


Asian Life Insurance Co EBITDA Historical Data

* Premium members only.

The historical data trend for Asian Life Insurance Co's EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asian Life Insurance Co EBITDA Chart

Asian Life Insurance Co Annual Data
Trend Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22
EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,370.19 4,320.36 4,759.00 6,057.98 6,274.07

Asian Life Insurance Co Quarterly Data
Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Oct23 Jan24 Apr24 Jan25 Apr25
EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 180.72 343.48 191.45 318.72 263.81

XNEP:ALICL vs AFL, MET: EBITDA Comparison

For the Insurance - Life subindustry, Asian Life Insurance Co's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asian Life Insurance Co EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Asian Life Insurance Co's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Asian Life Insurance Co's EV-to-EBITDA falls into.


XNEP:ALICL
52GF Score
Asian Life Insurance Co Ltd XNEP:ALICL
EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

Asian Life Insurance Co's EBITDA for the fiscal year that ended in Jul. 2022 is calculated as

EBITDA(A: Jul. 2022 )
=EBIT+Depreciation, Depletion and Amortization
=6255.376+18.69
=6,274

Asian Life Insurance Co's EBITDA for the quarter that ended in Apr. 2025 is calculated as

EBITDA(Q: Apr. 2025 )
=EBIT+Depreciation, Depletion and Amortization
=259.304+4.507
=264

EBITDA for the trailing twelve months (TTM) ended in Apr. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR583 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sometimes companies may have already deducted Depreciation and Amortization from Gross Profit. In this case Depreciation and Amortization needs to be added back when calculating EBITDA.

Frequently Asked Questions Learn more about EBITDA →
What does a EBITDA of NPR583 Mil mean?
Asian Life Insurance Co (XNEP:ALICL) has a EBITDA of NPR583 Mil as of Apr. 2025. Ebitda is the difference between operating revenue and operating expenses not including depreciation and amortization. View historical data on Asian Life Insurance Co.
Is Asian Life Insurance Co's EBITDA too high?
Asian Life Insurance Co's current EBITDA is NPR583 Mil. Overall, Asian Life Insurance Co has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Asian Life Insurance Co's EBITDA compare to AFL and MET?
Asian Life Insurance Co's EBITDA of NPR583 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA for an Insurance company?
A good EBITDA depends on the Insurance industry context. However, EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA mean?
A high EBITDA can signal that a stock is expensive relative to its fundamentals. Ebitda is the difference between operating revenue and operating expenses not including depreciation and amortization. View historical data on Asian Life Insurance Co. Asian Life Insurance Co's current EBITDA is NPR583 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asian Life Insurance Co stock overvalued right now?
Asian Life Insurance Co (XNEP:ALICL) has a current EBITDA of NPR583 Mil. The current EBITDA is NPR583 Mil. Asian Life Insurance Co's overall GF Score™ is 52/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA calculated?
EBITDA is calculated from a company's financial statements. For Asian Life Insurance Co (XNEP:ALICL), the current EBITDA is NPR583 Mil as of Apr. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Asian Life Insurance Co Business Description

Address Maitidevi, Asian Life Building, Kathmandu, NPL, 44600
Asian Life Insurance Co Ltd operates predominantly in the insurance industry in Nepal. It is focused on providing various life insurance products, including participating and nonparticipating products, through its provincial offices, branches, sub-branches, and network of agents. The company's business segments include Endowment, Foreign Employment Term, Anticipated Endowment, Micro Term, Special Term, Child Endowment, Endowment Cum Whole Life, and Others. Maximum revenue is generated from its Endowment Insurance business.
52GF Score

Get the complete analysis for XNEP:ALICL

EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR436.00
Price