ADAMM.PFD (Adamas Trust) Effective Interest Rate on Debt %: 11.79% (As of Mar. 2026)


ADAMM.PFD Adamas Trust Inc ADAMM.PFD
51 GF Score
Price $25.32
! 6 Warning Signs
View Full Analysis

What is Adamas Trust Effective Interest Rate on Debt %?

Adamas Trust ADAMM.PFD +0.18% 51 Effective Interest Rate on Debt % is 11.79% as of Mar. 2026. GuruFocus rates ADAMM.PFD with a GF Score™ of 51/100. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Adamas Trust's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $494.62 Mil. Adamas Trust's average total debt for the quarter that ended in Mar. 2026 was $4,194.82 Mil. Therefore, Adamas Trust's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 11.79%.

Adamas Trust  (NAS:ADAMM.PFD) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Adamas Trust Effective Interest Rate on Debt % Related Terms

Adamas Trust Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Adamas Trust's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adamas Trust Effective Interest Rate on Debt % Chart

Adamas Trust Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.64 5.01 7.05 9.98 11.59

Adamas Trust Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.45 10.64 11.87 11.86 11.79

ADAMM.PFD vs BRSP, PMT, IVR: Effective Interest Rate on Debt % Comparison

For the REIT - Mortgage subindustry, Adamas Trust's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Adamas Trust Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Adamas Trust's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Adamas Trust's Effective Interest Rate on Debt % falls into.


ADAMM.PFD
51GF Score
Adamas Trust Inc ADAMM.PFD
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Adamas Trust Effective Interest Rate on Debt % Calculation

Adamas Trust's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -452.647/( (3555.181+4254.919)/ 2 )
=-1  *  -452.647/3905.05
=11.59 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3555.181 + 0
=3555.181

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4254.919 + 0
=4254.919

Adamas Trust's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -494.616/( (4254.919+4134.723)/ 2 )
=-1  *  -494.616/4194.821
=11.79 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4254.919 + 0
=4254.919

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4134.723 + 0
=4134.723

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 11.79% mean?
Adamas Trust (ADAMM.PFD) has a Effective Interest Rate on Debt % of 11.79% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Adamas Trust and its competitors.
Is Adamas Trust's Effective Interest Rate on Debt % too high?
Adamas Trust's current Effective Interest Rate on Debt % is 11.79%. Overall, Adamas Trust has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Adamas Trust's Effective Interest Rate on Debt % compare to BRSP and PMT?
Adamas Trust's Effective Interest Rate on Debt % of 11.79% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Adamas Trust and its competitors. Adamas Trust's current Effective Interest Rate on Debt % is 11.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adamas Trust stock overvalued right now?
Adamas Trust (ADAMM.PFD) has a current Effective Interest Rate on Debt % of 11.79%. The current Effective Interest Rate on Debt % is 11.79%. Adamas Trust's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Adamas Trust (ADAMM.PFD), the current Effective Interest Rate on Debt % is 11.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Adamas Trust Business Description

Industry Real EstateREITs
Address 90 Park Avenue, New York, NY, USA, 10016
Adamas Trust Inc is an internally-managed REIT for U.S. federal income tax purposes, in the business of acquiring, investing in, financing, and managing mainly mortgage-related single-family and multi-family residential assets. Its objective is to deliver long-term stable distributions to its stockholders over changing economic conditions through a combination of net interest spread and capital gains from a diversified investment portfolio. The company's investment portfolio includes credit-sensitive single-family and multi-family assets.
51GF Score

Get the complete analysis for ADAMM.PFD

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.32
Price