AFCG (Advanced Flower Capital) Effective Interest Rate on Debt %: 4.08% (As of Mar. 2026)

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AFCG Advanced Flower Capital Inc AFCG
50 GF Score
Price $2.73
GF Value $4.50
Valuation Possible Value Trap
! 3 Warning Signs
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What is Advanced Flower Capital Effective Interest Rate on Debt %?

Advanced Flower Capital AFCG -3.36% 50 Effective Interest Rate on Debt % is 4.08% as of Mar. 2026. GuruFocus rates AFCG with a GF Score™ of 50/100 and a GF Value™ of $4.50 (Possible Value Trap). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Advanced Flower Capital's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $6.11 Mil. Advanced Flower Capital's average total debt for the quarter that ended in Mar. 2026 was $149.89 Mil. Therefore, Advanced Flower Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.08%.


Advanced Flower Capital  (NAS:AFCG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Advanced Flower Capital Effective Interest Rate on Debt % Related Terms


Advanced Flower Capital Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Advanced Flower Capital's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Advanced Flower Capital Effective Interest Rate on Debt % Chart

Advanced Flower Capital Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.66 4.15 4.43 3.98 4.73

Advanced Flower Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.85 7.07 6.20 5.58 4.08

AFCG vs EEA, CEV, PCM: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Advanced Flower Capital's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Advanced Flower Capital Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Advanced Flower Capital's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Advanced Flower Capital's Effective Interest Rate on Debt % falls into.


AFCG
50GF Score
Advanced Flower Capital Inc AFCG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Advanced Flower Capital Effective Interest Rate on Debt % Calculation

Advanced Flower Capital's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -6.759/( (188.612+97.322)/ 2 )
=-1  *  -6.759/142.967
=4.73 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=88.612 + 100
=188.612

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=76.322 + 21
=97.322

Advanced Flower Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -6.112/( (97.322+202.448)/ 2 )
=-1  *  -6.112/149.885
=4.08 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=76.322 + 21
=97.322

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=202.448 + 0
=202.448

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.08% mean?
Advanced Flower Capital (AFCG) has a Effective Interest Rate on Debt % of 4.08% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Advanced Flower Capital and its competitors.
Is Advanced Flower Capital's Effective Interest Rate on Debt % too high?
Advanced Flower Capital's current Effective Interest Rate on Debt % is 4.08%. Overall, Advanced Flower Capital has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Advanced Flower Capital's Effective Interest Rate on Debt % compare to EEA and CEV?
Advanced Flower Capital's Effective Interest Rate on Debt % of 4.08% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Advanced Flower Capital and its competitors. Advanced Flower Capital's current Effective Interest Rate on Debt % is 4.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Advanced Flower Capital stock overvalued right now?
Based on GuruFocus' analysis, Advanced Flower Capital (AFCG) is currently considered Possible Value Trap. The stock's GF Value™ is $4.50, compared to a current price of $2.73 — trading 39.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.08%. Advanced Flower Capital's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Advanced Flower Capital (AFCG), the current Effective Interest Rate on Debt % is 4.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Advanced Flower Capital (AFCG) Overvalued in 2026?

Based on GuruFocus' analysis, Advanced Flower Capital stock appears to be undervalued. The current stock price of $2.73 is trading 39.3% below its estimated GF Value™ of $4.50. GuruFocus considers Advanced Flower Capital to be Possible Value Trap.

Key valuation signals for AFCG:

  • Effective Interest Rate on Debt %: 4.08%
  • GF Value™: $4.50 vs. price of $2.73 (39.3% below fair value)
  • GF Score™: 50/100 with 3 warning signs

No single metric tells the full story. See the AFCG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Advanced Flower Capital Business Description

Other Exchanges 0FG:Germany
Address 477 S. Rosemary Avenue, Suite 301, West Palm Beach, FL, USA, 33401
Advanced Flower Capital Inc is an externally managed Maryland corporation that operates as a Business Development Company (BDC). The firm's primary operations involve originating, structuring, underwriting, and managing senior secured loans and other debt securities. Its investment portfolio includes loans to state law-compliant cannabis operators, ancillary cannabis businesses, and middle-market companies in other industries. These loans are typically secured by collateral such as real estate, equipment, cash flows, and license values.
50GF Score

Get the complete analysis for AFCG

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.73
Price
$4.50
GF Value