Advanced Flower CapitalAFCG -1.25%54 ROA % is 13.63% as of Mar. 2026, which is 221% above its 10-year median of 4.25. GuruFocus rates AFCG with a GF Score™ of 54/100 and a GF Value™ of $4.41 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,638 Asset Management companies, Advanced Flower Capital ranks worse than 82.97% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Advanced Flower Capital's annualizedNet Income for the quarter that ended in Mar. 2026 was $45.71 Mil.
Advanced Flower Capital's average Total Assets over the quarter that ended in Mar. 2026 was $335.24 Mil. Therefore, Advanced Flower Capital's annualized ROA % for the quarter that ended in Mar. 2026 was 13.63%.
The historical rank and industry rank for Advanced Flower Capital's ROA % or its related term are showing as below:
AFCG'
s ROA % Range Over the Past 10 Years
Min: -6.1 Med: 4.25 Max: 7.52
Current: -4.24
During the past 6 years, Advanced Flower Capital's highest ROA % was 7.52%. The lowest was -6.10%. And the median was 4.25%.
AFCG's ROA % is ranked worse than 82.97% of 1638
companies
in the Asset Management industry
Industry Median: 3.95
vs AFCG: -4.24
Advanced Flower Capital (NAS:AFCG) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Advanced Flower Capital's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Advanced Flower Capital ROA % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Advanced Flower Capital's ROA % distribution charts can be found below:
* The bar in red indicates where Advanced Flower Capital's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Advanced Flower Capital (AFCG) has a ROA % of 13.63% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Advanced Flower Capital and its competitors. This is 221% above median its historical median of 4.25. According to the industry distribution chart, Advanced Flower Capital ranks #1359 out of 1638 companies in the Asset Management industry, placing it in the top 83%.
Is Advanced Flower Capital's ROA % too high?
Advanced Flower Capital's current ROA % of 13.63% is 221% above median its 10-year median of 4.25. The Asset Management industry median ROA % is 3.95. Advanced Flower Capital's value of 13.63% is 245.1% above this industry median. Based on the distribution chart, Advanced Flower Capital ranks #1359 out of 1638 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Advanced Flower Capital has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Advanced Flower Capital's ROA % compare to FMN and SAMG?
According to the Asset Management industry distribution chart, Advanced Flower Capital ranks #1359 out of 1638 companies for ROA %. This places Advanced Flower Capital in the lower half of its industry. The industry median ROA % is 3.95. Advanced Flower Capital's value of 13.63% is 245.1% above this benchmark. While the company's 10-year median is 4.25 vs. the industry median of 3.95, Advanced Flower Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Asset Management company?
The median ROA % among Asset Management companies is 3.95, based on 1,638 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Advanced Flower Capital's current ROA % of 13.63% is 245.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Advanced Flower Capital and its competitors. For the Asset Management industry, the median ROA % is 3.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Advanced Flower Capital's current ROA % is 13.63%, which is 221% above median its own 10-year median of 4.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Advanced Flower Capital stock overvalued right now?
Based on GuruFocus' analysis, Advanced Flower Capital (AFCG) is currently considered Modestly Undervalued. The stock's GF Value™ is $4.41, compared to a current price of $3.16 — trading 28.3% below its estimated fair value. The current ROA % is 13.63%, which is 221% above median its 10-year median of 4.25 and 245.1% above the Asset Management industry median of 3.95. Advanced Flower Capital's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Advanced Flower Capital (AFCG), the current ROA % is 13.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Advanced Flower Capital (AFCG) Overvalued in 2026?
Based on GuruFocus' analysis, Advanced Flower Capital stock appears to be undervalued.
The current stock price of $3.16 is trading 28.3% below its estimated GF Value™ of $4.41.
GuruFocus considers Advanced Flower Capital to be Modestly Undervalued.
Key valuation signals for AFCG:
ROA %: 13.63% (221% above median its 10-year median of 4.25)
GF Value™: $4.41 vs. price of $3.16 (28.3% below fair value)
Industry Position: 245.1% above the Asset Management median (#1359 of 1638)
No single metric tells the full story. See the AFCG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Advanced Flower Capital Inc is an externally managed Maryland corporation that operates as a Business Development Company (BDC). The firm's primary operations involve originating, structuring, underwriting, and managing senior secured loans and other debt securities. Its investment portfolio includes loans to state law-compliant cannabis operators, ancillary cannabis businesses, and middle-market companies in other industries. These loans are typically secured by collateral such as real estate, equipment, cash flows, and license values.
54GF Score
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