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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Akbank TAS's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $11,632 Mil. Akbank TAS's average total debt for the quarter that ended in Mar. 2026 was $15,939 Mil. Therefore, Akbank TAS's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 72.98%.
Akbank TAS (OTCPK:AKBTY) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Akbank TAS Effective Interest Rate on Debt % Related Terms
Akbank TAS Effective Interest Rate on Debt % Historical Data
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The historical data trend for Akbank TAS's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Akbank TAS Effective Interest Rate on Debt % Chart
Akbank TAS Effective Interest Rate on Debt % Competitor Comparison
For the Banks - Regional subindustry, Akbank TAS's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Akbank TAS Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Akbank TAS's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Akbank TAS's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 72.98% mean?
Akbank TAS (AKBTY) has a Effective Interest Rate on Debt % of 72.98% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Akbank TAS and its competitors.
Is Akbank TAS's Effective Interest Rate on Debt % too high?
Akbank TAS's current Effective Interest Rate on Debt % is 72.98%. Overall, Akbank TAS has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Akbank TAS's Effective Interest Rate on Debt % compare to competitors?
Akbank TAS's Effective Interest Rate on Debt % of 72.98% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Akbank TAS and its competitors. Akbank TAS's current Effective Interest Rate on Debt % is 72.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Akbank TAS stock overvalued right now?
Based on GuruFocus' analysis, Akbank TAS (AKBTY) is currently considered Significantly Undervalued. The stock's GF Value™ is $3.88, compared to a current price of $2.58 — trading 33.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 72.98%. Akbank TAS's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Akbank TAS (AKBTY), the current Effective Interest Rate on Debt % is 72.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Akbank TAS (AKBTY) Overvalued in 2026?
Based on GuruFocus' analysis, Akbank TAS stock appears to be undervalued.
The current stock price of $2.58 is trading 33.5% below its estimated GF Value™ of $3.88.
GuruFocus considers Akbank TAS to be Significantly Undervalued.
Key valuation signals for AKBTY:
Effective Interest Rate on Debt %: 72.98%
GF Value™: $3.88 vs. price of $2.58 (33.5% below fair value)
No single metric tells the full story. See the AKBTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Akbank TAS is a Turkish bank whose core business activities include consumer and private, commercial, small to midsize enterprise, and corporate and investment banking services. Other activities include foreign exchange, money markets, and securities transactions. In addition to traditional banking activities, the company provides insurance intermediary services. Approximately half of the bank's outstanding shares are owned by Sabanci Holding, a large Turkish financial conglomerate and its affiliates. Net interest income contributes to the vast majority of net revenue, followed by net fees and commissions. The banks gives credit exposure to the services industry.
77GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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