Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Akbank TASAKBTY +0.39%79 Return-on-Tangible-Asset is 2.10% as of Mar. 2026, which is 13% above its 10-year median of 1.86. GuruFocus rates AKBTY with a GF Score™ of 79/100 and a GF Value™ of $3.87 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,528 Banks companies, Akbank TAS ranks better than 87.24% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Akbank TAS's annualizedNet Income for the quarter that ended in Mar. 2026 was $1,735 Mil. Akbank TAS's average total tangible assets for the quarter that ended in Mar. 2026 was $82,710 Mil. Therefore, Akbank TAS's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 2.10%.
The historical rank and industry rank for Akbank TAS's Return-on-Tangible-Asset or its related term are showing as below:
AKBTY'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.45 Med: 1.86 Max: 6.3
Current: 1.93
During the past 13 years, Akbank TAS's highest Return-on-Tangible-Asset was 6.30%. The lowest was 1.45%. And the median was 1.86%.
AKBTY's Return-on-Tangible-Asset is ranked better than 87.24% of 1528
companies
in the Banks industry
Industry Median: 1.01
vs AKBTY: 1.93
Akbank TAS (OTCPK:AKBTY) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Akbank TAS Return-on-Tangible-Asset Related Terms
Akbank TAS Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Akbank TAS's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Akbank TAS Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Akbank TAS's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Akbank TAS Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Akbank TAS's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Akbank TAS's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 2.10% mean?
Akbank TAS (AKBTY) has a Return-on-Tangible-Asset of 2.10% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Akbank TAS and its competitors. This is 13% above median its historical median of 1.86. Over the past decade, Akbank TAS's Return-on-Tangible-Asset has ranged from 1.45 to 6.30. According to the industry distribution chart, Akbank TAS ranks #195 out of 1528 companies in the Banks industry, placing it in the top 12.8%.
Is Akbank TAS's Return-on-Tangible-Asset too high?
Akbank TAS's current Return-on-Tangible-Asset of 2.10% is 13% above median its 10-year median of 1.86. Over the past 10 years, this metric has ranged from a low of 1.45 to a high of 6.30. The Banks industry median Return-on-Tangible-Asset is 1.01. Akbank TAS's value of 2.10% is 107.9% above this industry median. Based on the distribution chart, Akbank TAS ranks #195 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Akbank TAS has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Akbank TAS's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Akbank TAS ranks #195 out of 1528 companies for Return-on-Tangible-Asset. This places Akbank TAS in the top 13% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.01. Akbank TAS's value of 2.10% is 107.9% above this benchmark. Historically, Akbank TAS's own Return-on-Tangible-Asset has ranged from 1.45 to 6.30 over the past decade. While the company's 10-year median is 1.86 vs. the industry median of 1.01, Akbank TAS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Akbank TAS's current Return-on-Tangible-Asset of 2.10% is 107.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Akbank TAS and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Akbank TAS's current Return-on-Tangible-Asset is 2.10%, which is 13% above median its own 10-year median of 1.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Akbank TAS stock overvalued right now?
Based on GuruFocus' analysis, Akbank TAS (AKBTY) is currently considered Significantly Undervalued. The stock's GF Value™ is $3.87, compared to a current price of $2.58 — trading 33.3% below its estimated fair value. The current Return-on-Tangible-Asset is 2.10%, which is 13% above median its 10-year median of 1.86 and 107.9% above the Banks industry median of 1.01. Akbank TAS's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Akbank TAS (AKBTY), the current Return-on-Tangible-Asset is 2.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Akbank TAS (AKBTY) Overvalued in 2026?
Based on GuruFocus' analysis, Akbank TAS stock appears to be undervalued.
The current stock price of $2.58 is trading 33.3% below its estimated GF Value™ of $3.87.
GuruFocus considers Akbank TAS to be Significantly Undervalued.
Key valuation signals for AKBTY:
Return-on-Tangible-Asset: 2.10% (13% above median its 10-year median of 1.86)
GF Value™: $3.87 vs. price of $2.58 (33.3% below fair value)
Industry Position: 107.9% above the Banks median (#195 of 1528)
No single metric tells the full story. See the AKBTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Akbank TAS is a Turkish bank whose core business activities include consumer and private, commercial, small to midsize enterprise, and corporate and investment banking services. Other activities include foreign exchange, money markets, and securities transactions. In addition to traditional banking activities, the company provides insurance intermediary services. Approximately half of the bank's outstanding shares are owned by Sabanci Holding, a large Turkish financial conglomerate and its affiliates. Net interest income contributes to the vast majority of net revenue, followed by net fees and commissions. The banks gives credit exposure to the services industry.
79GF Score
Get the complete analysis for AKBTY
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AKBTY has been successfully added to your 
