ALRTF (ALR Technologies SG) Effective Interest Rate on Debt %: 66.34% (As of Dec. 2025)


What is ALR Technologies SG Effective Interest Rate on Debt %?

ALR Technologies SG ALRTF Effective Interest Rate on Debt % is 66.34% as of Dec. 2025. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ALR Technologies SG's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $20.74 Mil. ALR Technologies SG's average total debt for the quarter that ended in Dec. 2025 was $31.26 Mil. Therefore, ALR Technologies SG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 66.34%.

ALR Technologies SG  (OTCPK:ALRTF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

ALR Technologies SG Effective Interest Rate on Debt % Related Terms

ALR Technologies SG Effective Interest Rate on Debt % Historical Data

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The historical data trend for ALR Technologies SG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ALR Technologies SG Effective Interest Rate on Debt % Chart

ALR Technologies SG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.99 30.10 10.44 46.00 64.81

ALR Technologies SG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.96 29.77 61.69 63.65 66.34

ALRTF vs CODX, SINT, HSCS: Effective Interest Rate on Debt % Comparison

For the Medical Devices subindustry, ALR Technologies SG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ALR Technologies SG Effective Interest Rate on Debt % vs Medical Devices & Instruments Industry

For the Medical Devices & Instruments industry and Healthcare sector, ALR Technologies SG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where ALR Technologies SG's Effective Interest Rate on Debt % falls into.


ALR Technologies SG Effective Interest Rate on Debt % Calculation

ALR Technologies SG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -19.736/( (28.623+32.281)/ 2 )
=-1  *  -19.736/30.452
=64.81 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 28.623
=28.623

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 32.281
=32.281

ALR Technologies SG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -20.738/( (30.242+32.281)/ 2 )
=-1  *  -20.738/31.2615
=66.34 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 30.242
=30.242

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 32.281
=32.281

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 66.34% mean?
ALR Technologies SG (ALRTF) has a Effective Interest Rate on Debt % of 66.34% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ALR Technologies SG and its competitors.
Is ALR Technologies SG's Effective Interest Rate on Debt % too high?
ALR Technologies SG's current Effective Interest Rate on Debt % is 66.34%.
How does ALR Technologies SG's Effective Interest Rate on Debt % compare to CODX and SINT?
ALR Technologies SG's Effective Interest Rate on Debt % of 66.34% can be compared against companies in the Medical Devices & Instruments industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Medical Devices & Instruments company?
A good Effective Interest Rate on Debt % depends on the Medical Devices & Instruments industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ALR Technologies SG and its competitors. ALR Technologies SG's current Effective Interest Rate on Debt % is 66.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ALR Technologies SG stock overvalued right now?
ALR Technologies SG (ALRTF) has a current Effective Interest Rate on Debt % of 66.34%. The current Effective Interest Rate on Debt % is 66.34%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ALR Technologies SG (ALRTF), the current Effective Interest Rate on Debt % is 66.34% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ALR Technologies SG Business Description

Address 9 Raffles Place, No. 26-01, Republic Plaza, Singapore, SGP, 048619
ALR Technologies SG Ltd is a medical device company that focuses on commercializing its Health-e-Connect System. The company is a data management company that developed a comprehensive approach to diabetes care that includes an FDA-cleared and HIPAA-compliant Diabetes Solution product that can collect data from BGM and CGM; a patent-pending Predictive A1C algorithm to track treatment success between lab reports; and an FDA-cleared Insulin Dosing Adjustment program. Geographically, it operates in the United States and Singapore.