Gowing Bros (ASX:GOW) Effective Interest Rate on Debt %: 5.37% (As of Jan. 2026)

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ASX:GOW Gowing Bros Ltd ASX:GOW
50 GF Score
Price A$2.17
GF Value A$2.15
Valuation Fairly Valued
! 3 Warning Signs
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What is Gowing Bros Effective Interest Rate on Debt %?

Gowing Bros ASX:GOW 50 Effective Interest Rate on Debt % is 5.37% as of Jan. 2026. GuruFocus rates ASX:GOW with a GF Score™ of 50/100 and a GF Value™ of A$2.15 (Fairly Valued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Gowing Bros's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was A$5.41 Mil. Gowing Bros's average total debt for the quarter that ended in Jan. 2026 was A$100.73 Mil. Therefore, Gowing Bros's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 5.37%.


Gowing Bros  (ASX:GOW) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Gowing Bros Effective Interest Rate on Debt % Related Terms


Gowing Bros Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Gowing Bros's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gowing Bros Effective Interest Rate on Debt % Chart

Gowing Bros Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.85 1.46 3.02 3.92 6.53

Gowing Bros Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.10 5.57 6.07 6.95 5.37

ASX:GOW vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Gowing Bros's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gowing Bros Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Gowing Bros's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Gowing Bros's Effective Interest Rate on Debt % falls into.


ASX:GOW
50GF Score
Gowing Bros Ltd ASX:GOW
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Gowing Bros Effective Interest Rate on Debt % Calculation

Gowing Bros's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2024 )+Total Debt  (A: Jul. 2025 ))/ count )
=-1  *  -6.381/( (97.608+97.973)/ 2 )
=-1  *  -6.381/97.7905
=6.53 %

where

Total Debt  (A: Jul. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=96.557 + 1.051
=97.608

Total Debt  (A: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=96.862 + 1.111
=97.973

Gowing Bros's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jul. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -5.414/( (97.973+103.479)/ 2 )
=-1  *  -5.414/100.726
=5.37 %

where

Total Debt  (Q: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=96.862 + 1.111
=97.973

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=102.384 + 1.095
=103.479

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.37% mean?
Gowing Bros (ASX:GOW) has a Effective Interest Rate on Debt % of 5.37% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gowing Bros and its competitors.
Is Gowing Bros' Effective Interest Rate on Debt % too high?
Gowing Bros' current Effective Interest Rate on Debt % is 5.37%. Overall, Gowing Bros has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Gowing Bros' Effective Interest Rate on Debt % compare to BLK and BX?
Gowing Bros' Effective Interest Rate on Debt % of 5.37% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gowing Bros and its competitors. Gowing Bros's current Effective Interest Rate on Debt % is 5.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gowing Bros stock overvalued right now?
Based on GuruFocus' analysis, Gowing Bros (ASX:GOW) is currently considered Fairly Valued. The stock's GF Value™ is A$2.15, compared to a current price of A$2.17 — trading 0.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.37%. Gowing Bros' overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Gowing Bros (ASX:GOW), the current Effective Interest Rate on Debt % is 5.37% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gowing Bros (ASX:GOW) Overvalued in 2026?

Based on GuruFocus' analysis, Gowing Bros stock appears to be overvalued. The current stock price of A$2.17 is trading 0.9% above its estimated GF Value™ of A$2.15. GuruFocus considers Gowing Bros to be Fairly Valued.

Key valuation signals for ASX:GOW:

  • Effective Interest Rate on Debt %: 5.37%
  • GF Value™: A$2.15 vs. price of A$2.17 (0.9% above fair value)
  • GF Score™: 50/100 with 3 warning signs

No single metric tells the full story. See the ASX:GOW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gowing Bros Business Description

Address 35-61 Harbour Drive, Suite 303, Coffs Harbour, NSW, AUS, 2450
Gowing Bros Ltd operates as an investment and wealth management company in Australia. Its operating segments include Cash & fixed interest, Equities, Private equities, Investment properties, Development properties, Surf Hardware International business, and others. The company generates majority of its revenue from sale of goods (Surf Hardware International). Its geographical segments include Australia, the United States, Japan, and Europe.
50GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$2.17
Price
A$2.15
GF Value