IPD Group (ASX:IPG) Effective Interest Rate on Debt %: 3.43% (As of Dec. 2025)


ASX:IPG IPD Group Ltd ASX:IPG
68 GF Score
Price A$5.00
GF Value A$5.95
Valuation Modestly Undervalued
! 4 Warning Signs
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What is IPD Group Effective Interest Rate on Debt %?

IPD Group ASX:IPG -4.40% 68 Effective Interest Rate on Debt % is 3.43% as of Dec. 2025. GuruFocus rates ASX:IPG with a GF Score™ of 68/100 and a GF Value™ of A$5.95 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. IPD Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$1.8 Mil. IPD Group's average total debt for the quarter that ended in Dec. 2025 was A$51.6 Mil. Therefore, IPD Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.43%.


IPD Group  (ASX:IPG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


IPD Group Effective Interest Rate on Debt % Related Terms


IPD Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for IPD Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IPD Group Effective Interest Rate on Debt % Chart

IPD Group Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
0.00 1.09 1.50 0.22 0.38

IPD Group Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.29 -1.57 6.21 -6.50 3.43

ASX:IPG vs GEV, ETN, PH: Effective Interest Rate on Debt % Comparison

For the Specialty Industrial Machinery subindustry, IPD Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IPD Group Effective Interest Rate on Debt % vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, IPD Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where IPD Group's Effective Interest Rate on Debt % falls into.


ASX:IPG
68GF Score
IPD Group Ltd ASX:IPG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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IPD Group Effective Interest Rate on Debt % Calculation

IPD Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -0.146/( (44.704+31.546)/ 2 )
=-1  *  -0.146/38.125
=0.38 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=40.712 + 3.992
=44.704

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26.624 + 4.922
=31.546

IPD Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.768/( (31.546+71.669)/ 2 )
=-1  *  -1.768/51.6075
=3.43 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26.624 + 4.922
=31.546

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=65.713 + 5.956
=71.669

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.43% mean?
IPD Group (ASX:IPG) has a Effective Interest Rate on Debt % of 3.43% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on IPD Group and its competitors.
Is IPD Group's Effective Interest Rate on Debt % too high?
IPD Group's current Effective Interest Rate on Debt % is 3.43%. Overall, IPD Group has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IPD Group's Effective Interest Rate on Debt % compare to GEV and ETN?
IPD Group's Effective Interest Rate on Debt % of 3.43% can be compared against companies in the Industrial Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Products company?
A good Effective Interest Rate on Debt % depends on the Industrial Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on IPD Group and its competitors. IPD Group's current Effective Interest Rate on Debt % is 3.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IPD Group stock overvalued right now?
Based on GuruFocus' analysis, IPD Group (ASX:IPG) is currently considered Modestly Undervalued. The stock's GF Value™ is A$5.95, compared to a current price of A$5.00 — trading 16% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.43%. IPD Group's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For IPD Group (ASX:IPG), the current Effective Interest Rate on Debt % is 3.43% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IPD Group (ASX:IPG) Overvalued in 2026?

Based on GuruFocus' analysis, IPD Group stock appears to be undervalued. The current stock price of A$5.00 is trading 16% below its estimated GF Value™ of A$5.95. GuruFocus considers IPD Group to be Modestly Undervalued.

Key valuation signals for ASX:IPG:

  • Effective Interest Rate on Debt %: 3.43%
  • GF Value™: A$5.95 vs. price of A$5.00 (16% below fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the ASX:IPG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IPD Group Business Description

Other Exchanges IS6:Germany
Address 43-47 Newton Road, Wetherill Park, Sydney, NSW, AUS, 2164
IPD Group Ltd is a national distributor and service provider to the Australian electrical market. Its operating segment includes the Products division and Services division. The majority of the company's revenue is generated from its Products division, which is focused on the sale of electrical infrastructure products to customers, including switchboard manufacturers, electrical wholesalers, electrical contractors, power utilities, OEMs, and system integrators. It offers products across various categories such as power distribution, industrial and motor control, power monitoring, and electrical cables and cable plugs, among others. The Services division provides various services, including installation and commissioning, calibration and testing, maintenance and repairs, and refurbishment.
68GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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Price
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