Select Harvests (ASX:SHV) Effective Interest Rate on Debt %: 2.12% (As of Mar. 2026)

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ASX:SHV Select Harvests Ltd ASX:SHV
80 GF Score
Price A$3.80
GF Value A$4.95
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Select Harvests Effective Interest Rate on Debt %?

Select Harvests ASX:SHV -1.04% 80 Effective Interest Rate on Debt % is 2.12% as of Mar. 2026. GuruFocus rates ASX:SHV with a GF Score™ of 80/100 and a GF Value™ of A$4.95 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Select Harvests's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was A$7.2 Mil. Select Harvests's average total debt for the quarter that ended in Mar. 2026 was A$340.3 Mil. Therefore, Select Harvests's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.12%.


Select Harvests  (ASX:SHV) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Select Harvests Effective Interest Rate on Debt % Related Terms


Select Harvests Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Select Harvests's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Select Harvests Effective Interest Rate on Debt % Chart

Select Harvests Annual Data
Trend Jun16 Jun17 Jun18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.60 1.13 2.56 3.56 2.76

Select Harvests Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.16 3.51 2.57 2.67 2.12

ASX:SHV vs KHC, GIS: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Select Harvests's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Select Harvests Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Select Harvests's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Select Harvests's Effective Interest Rate on Debt % falls into.


ASX:SHV
80GF Score
Select Harvests Ltd ASX:SHV
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Select Harvests Effective Interest Rate on Debt % Calculation

Select Harvests's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2024 )+Total Debt  (A: Sep. 2025 ))/ count )
=-1  *  -9.882/( (420.519+296.327)/ 2 )
=-1  *  -9.882/358.423
=2.76 %

where

Total Debt  (A: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=348.104 + 72.415
=420.519

Total Debt  (A: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=262.394 + 33.933
=296.327

Select Harvests's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -7.208/( (296.327+384.314)/ 2 )
=-1  *  -7.208/340.3205
=2.12 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=262.394 + 33.933
=296.327

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=351.593 + 32.721
=384.314

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.12% mean?
Select Harvests (ASX:SHV) has a Effective Interest Rate on Debt % of 2.12% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Select Harvests and its competitors.
Is Select Harvests' Effective Interest Rate on Debt % too high?
Select Harvests' current Effective Interest Rate on Debt % is 2.12%. Overall, Select Harvests has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Select Harvests' Effective Interest Rate on Debt % compare to KHC and GIS?
Select Harvests' Effective Interest Rate on Debt % of 2.12% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Select Harvests and its competitors. Select Harvests's current Effective Interest Rate on Debt % is 2.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Select Harvests stock overvalued right now?
Based on GuruFocus' analysis, Select Harvests (ASX:SHV) is currently considered Modestly Undervalued. The stock's GF Value™ is A$4.95, compared to a current price of A$3.80 — trading 23.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.12%. Select Harvests' overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Select Harvests (ASX:SHV), the current Effective Interest Rate on Debt % is 2.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Select Harvests (ASX:SHV) Overvalued in 2026?

Based on GuruFocus' analysis, Select Harvests stock appears to be undervalued. The current stock price of A$3.80 is trading 23.2% below its estimated GF Value™ of A$4.95. GuruFocus considers Select Harvests to be Modestly Undervalued.

Key valuation signals for ASX:SHV:

  • Effective Interest Rate on Debt %: 2.12%
  • GF Value™: A$4.95 vs. price of A$3.80 (23.2% below fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the ASX:SHV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Select Harvests Business Description

Other Exchanges SHVTF:USAH0I:Germany
Address 570-588 Swan Street, Level 3, Building 7, Botanicca Corporate Park, Richmond, VIC, AUS, VIC 3121
Select Harvests Ltd engages in the processing, packaging, marketing, and distribution of edible nuts, dried fruits, seeds, and a range of natural health foods in Australia. The company operates the Food Division and Almond Division. The Food division accounts for the majority of revenue processes, markets, and distributes edible nuts, dried fruits, seeds, and a range of natural health foods. The Almond Division grows, processes, and sells almonds to the food industry from company-owned almond orchards, and provides a range of management services to external owners of almond orchards, including orchard development, tree supply, farm management, land and irrigation infrastructure rental, and the sale of almonds on behalf of external investors.
80GF Score

Get the complete analysis for ASX:SHV

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$3.80
Price
A$4.95
GF Value