ATCH (AtlasClear Holdings) Effective Interest Rate on Debt %: 11.56% (As of Mar. 2026)

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ATCH AtlasClear Holdings Inc ATCH
10 GF Score
Price $0.19
! 2 Warning Signs
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What is AtlasClear Holdings Effective Interest Rate on Debt %?

AtlasClear Holdings ATCH +6.81% 10 Effective Interest Rate on Debt % is 11.56% as of Mar. 2026. GuruFocus rates ATCH with a GF Score™ of 10/100. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. AtlasClear Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $1.73 Mil. AtlasClear Holdings's average total debt for the quarter that ended in Mar. 2026 was $14.98 Mil. Therefore, AtlasClear Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 11.56%.


AtlasClear Holdings  (AMEX:ATCH) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


AtlasClear Holdings Effective Interest Rate on Debt % Related Terms


AtlasClear Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for AtlasClear Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AtlasClear Holdings Effective Interest Rate on Debt % Chart

AtlasClear Holdings Annual Data
Trend Jun22 Jun23 Jun25
Effective Interest Rate on Debt %
7.42 9.49 98.84

AtlasClear Holdings Quarterly Data
Jun22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 40.74 24.74 49.69 99.84 11.56

ATCH vs GREE, GRAN, MDBH: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, AtlasClear Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AtlasClear Holdings Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, AtlasClear Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where AtlasClear Holdings's Effective Interest Rate on Debt % falls into.


ATCH
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AtlasClear Holdings Inc ATCH
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AtlasClear Holdings Effective Interest Rate on Debt % Calculation

AtlasClear Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2023 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -8.082/( (0.806+15.547)/ 2 )
=-1  *  -8.082/8.1765
=98.84 %

where

Total Debt  (A: Jun. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.69 + 0.116
=0.806

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.629 + 3.918
=15.547

AtlasClear Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1.732/( (14.717+15.251)/ 2 )
=-1  *  -1.732/14.984
=11.56 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14.091 + 0.626
=14.717

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13.964 + 1.287
=15.251

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 11.56% mean?
AtlasClear Holdings (ATCH) has a Effective Interest Rate on Debt % of 11.56% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AtlasClear Holdings and its competitors.
Is AtlasClear Holdings' Effective Interest Rate on Debt % too high?
AtlasClear Holdings' current Effective Interest Rate on Debt % is 11.56%. Overall, AtlasClear Holdings has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does AtlasClear Holdings' Effective Interest Rate on Debt % compare to GREE and GRAN?
AtlasClear Holdings' Effective Interest Rate on Debt % of 11.56% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AtlasClear Holdings and its competitors. AtlasClear Holdings's current Effective Interest Rate on Debt % is 11.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AtlasClear Holdings stock overvalued right now?
AtlasClear Holdings (ATCH) has a current Effective Interest Rate on Debt % of 11.56%. The current Effective Interest Rate on Debt % is 11.56%. AtlasClear Holdings' overall GF Score™ is 10/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For AtlasClear Holdings (ATCH), the current Effective Interest Rate on Debt % is 11.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AtlasClear Holdings Business Description

Address 2203 Lois Avenue, Suite 814, Tampa, FL, USA, 33607
AtlasClear Holdings Inc is a fintech company. Its goal is to build a cutting-edge technology-enabled financial services firm that would create a more efficient platform for trading, clearing, settlement, and banking of evolving and financial products with a focus on financial services firms. It is a fintech-driven business-to-business platform that expects to power innovation in fintech, investing, and trading. The company believes it is positioned to provide a modern, mission-critical suite of solutions to its clients, enabling them to reduce their transaction costs and compete more effectively in their businesses.
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