ATCH (AtlasClear Holdings) Cash-to-Debt: 1.10 (As of Mar. 2026) — 124% Above Median

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ATCH AtlasClear Holdings Inc ATCH
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What is AtlasClear Holdings Cash-to-Debt?

AtlasClear Holdings ATCH +6.81% 10 Cash-to-Debt is 1.10 as of Mar. 2026, which is 124% above its 10-year median of 0.49. GuruFocus rates ATCH with a GF Score™ of 10/100. The stock has 2 warning signs investors should review. Among 803 Capital Markets companies, AtlasClear Holdings ranks worse than 62.89% on this metric.

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. AtlasClear Holdings's cash to debt ratio for the quarter that ended in Mar. 2026 was 1.10.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, AtlasClear Holdings could pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.

The historical rank and industry rank for AtlasClear Holdings's Cash-to-Debt or its related term are showing as below:

ATCH' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.22   Med: 0.49   Max: 425.36
Current: 1.1

During the past 3 years, AtlasClear Holdings's highest Cash to Debt Ratio was 425.36. The lowest was 0.22. And the median was 0.49.

ATCH's Cash-to-Debt is ranked worse than
62.89% of 803 companies
in the Capital Markets industry
Industry Median: 2.28 vs ATCH: 1.10

AtlasClear Holdings  (AMEX:ATCH) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


AtlasClear Holdings Cash-to-Debt Related Terms


AtlasClear Holdings Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for AtlasClear Holdings's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

AtlasClear Holdings Cash-to-Debt Chart

AtlasClear Holdings Annual Data
Trend Jun22 Jun23 Jun25
Cash-to-Debt
11.31 11.29 0.49

AtlasClear Holdings Quarterly Data
Jun22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.49 0.36 1.57 1.10

ATCH vs GREE, GRAN, MDBH: Cash-to-Debt Comparison

For the Capital Markets subindustry, AtlasClear Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AtlasClear Holdings Cash-to-Debt vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, AtlasClear Holdings's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where AtlasClear Holdings's Cash-to-Debt falls into.


ATCH
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AtlasClear Holdings Inc ATCH
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AtlasClear Holdings Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

AtlasClear Holdings's Cash to Debt Ratio for the fiscal year that ended in Jun. 2025 is calculated as:

AtlasClear Holdings's Cash to Debt Ratio for the quarter that ended in Mar. 2026 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash-to-Debt →
What does a Cash-to-Debt of 1.10 mean?
AtlasClear Holdings (ATCH) has a Cash-to-Debt of 1.10 as of Mar. 2026. This is 124% above median its historical median of 0.49. Over the past decade, AtlasClear Holdings' Cash-to-Debt has ranged from 0.22 to 425.36. According to the industry distribution chart, AtlasClear Holdings ranks #505 out of 803 companies in the Capital Markets industry, placing it in the top 62.9%.
Is AtlasClear Holdings' Cash-to-Debt too high?
AtlasClear Holdings' current Cash-to-Debt of 1.10 is 124% above median its 10-year median of 0.49. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 425.36. The Capital Markets industry median Cash-to-Debt is 2.28. AtlasClear Holdings' value of 1.10 is 51.8% below this industry median. Based on the distribution chart, AtlasClear Holdings ranks #505 out of 803 companies in the Capital Markets industry, which is below the industry midpoint. Overall, AtlasClear Holdings has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does AtlasClear Holdings' Cash-to-Debt compare to GREE and GRAN?
According to the Capital Markets industry distribution chart, AtlasClear Holdings ranks #505 out of 803 companies for Cash-to-Debt. This places AtlasClear Holdings in the lower half of its industry. The industry median Cash-to-Debt is 2.28. AtlasClear Holdings' value of 1.10 is 51.8% below this benchmark. Historically, AtlasClear Holdings' own Cash-to-Debt has ranged from 0.22 to 425.36 over the past decade. While the company's 10-year median is 0.49 vs. the industry median of 2.28, AtlasClear Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Capital Markets company?
The median Cash-to-Debt among Capital Markets companies is 2.28, based on 803 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AtlasClear Holdings's current Cash-to-Debt of 1.10 is 51.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median Cash-to-Debt is 2.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AtlasClear Holdings's current Cash-to-Debt is 1.10, which is 124% above median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AtlasClear Holdings stock overvalued right now?
AtlasClear Holdings (ATCH) has a current Cash-to-Debt of 1.10. The current Cash-to-Debt is 1.10, which is 124% above median its 10-year median of 0.49 and 51.8% below the Capital Markets industry median of 2.28. AtlasClear Holdings' overall GF Score™ is 10/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For AtlasClear Holdings (ATCH), the current Cash-to-Debt is 1.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AtlasClear Holdings Business Description

Address 2203 Lois Avenue, Suite 814, Tampa, FL, USA, 33607
AtlasClear Holdings Inc is a fintech company. Its goal is to build a cutting-edge technology-enabled financial services firm that would create a more efficient platform for trading, clearing, settlement, and banking of evolving and financial products with a focus on financial services firms. It is a fintech-driven business-to-business platform that expects to power innovation in fintech, investing, and trading. The company believes it is positioned to provide a modern, mission-critical suite of solutions to its clients, enabling them to reduce their transaction costs and compete more effectively in their businesses.
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