Creta Plastics (ATH:PLAKR) Effective Interest Rate on Debt %: 6.26% (As of Dec. 2025)

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ATH:PLAKR Creta Plastics SA ATH:PLAKR
75 GF Score
Price €14.60
GF Value €15.31
Valuation Fairly Valued
! 5 Warning Signs
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What is Creta Plastics Effective Interest Rate on Debt %?

Creta Plastics ATH:PLAKR -2.67% 75 Effective Interest Rate on Debt % is 6.26% as of Dec. 2025. GuruFocus rates ATH:PLAKR with a GF Score™ of 75/100 and a GF Value™ of €15.31 (Fairly Valued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Creta Plastics's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.6 Mil. Creta Plastics's average total debt for the quarter that ended in Dec. 2025 was €9.7 Mil. Therefore, Creta Plastics's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.26%.


Creta Plastics  (ATH:PLAKR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Creta Plastics Effective Interest Rate on Debt % Related Terms


Creta Plastics Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Creta Plastics's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Creta Plastics Effective Interest Rate on Debt % Chart

Creta Plastics Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.02 6.90 7.83 10.76 7.80

Creta Plastics Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 8.34 13.83 8.63 6.26

ATH:PLAKR vs LIN, SHW, ECL: Effective Interest Rate on Debt % Comparison

For the Specialty Chemicals subindustry, Creta Plastics's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Creta Plastics Effective Interest Rate on Debt % vs Chemicals Industry

For the Chemicals industry and Basic Materials sector, Creta Plastics's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Creta Plastics's Effective Interest Rate on Debt % falls into.


ATH:PLAKR
75GF Score
Creta Plastics SA ATH:PLAKR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Creta Plastics Effective Interest Rate on Debt % Calculation

Creta Plastics's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.741/( (9.965+9.029)/ 2 )
=-1  *  -0.741/9.497
=7.80 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.85 + 4.115
=9.965

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.389 + 4.64
=9.029

Creta Plastics's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.606/( (10.325+9.029)/ 2 )
=-1  *  -0.606/9.677
=6.26 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.154 + 5.171
=10.325

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.389 + 4.64
=9.029

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.26% mean?
Creta Plastics (ATH:PLAKR) has a Effective Interest Rate on Debt % of 6.26% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Creta Plastics and its competitors.
Is Creta Plastics' Effective Interest Rate on Debt % too high?
Creta Plastics' current Effective Interest Rate on Debt % is 6.26%. Overall, Creta Plastics has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Creta Plastics' Effective Interest Rate on Debt % compare to LIN and SHW?
Creta Plastics' Effective Interest Rate on Debt % of 6.26% can be compared against companies in the Chemicals industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Chemicals company?
A good Effective Interest Rate on Debt % depends on the Chemicals industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Creta Plastics and its competitors. Creta Plastics's current Effective Interest Rate on Debt % is 6.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creta Plastics stock overvalued right now?
Based on GuruFocus' analysis, Creta Plastics (ATH:PLAKR) is currently considered Fairly Valued. The stock's GF Value™ is €15.31, compared to a current price of €14.60 — trading 4.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.26%. Creta Plastics' overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Creta Plastics (ATH:PLAKR), the current Effective Interest Rate on Debt % is 6.26% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Creta Plastics (ATH:PLAKR) Overvalued in 2026?

Based on GuruFocus' analysis, Creta Plastics stock appears to be undervalued. The current stock price of €14.60 is trading 4.6% below its estimated GF Value™ of €15.31. GuruFocus considers Creta Plastics to be Fairly Valued.

Key valuation signals for ATH:PLAKR:

  • Effective Interest Rate on Debt %: 6.26%
  • GF Value™: €15.31 vs. price of €14.60 (4.6% below fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the ATH:PLAKR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Creta Plastics Business Description

Address P.O.Box 1093, Crete, Iraklion, GRC, 71001
Creta Plastics SA is a European producer of masterbatches and agricultural films. The company is serving with its products the plastics industry, the horticultural & agricultural markets as well as projects related to water-management & environment protection. The company specializes in the production of Kritilen, Kritifil, Kritiflex, Kritisol, Kritisan And Kritires.
75GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.60
Price
€15.31
GF Value