Applicad PCL (BKK:APP) Effective Interest Rate on Debt %: 6.68% (As of Mar. 2026)

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BKK:APP Applicad PCL BKK:APP
90 GF Score
Price ฿2.72
GF Value ฿2.63
Valuation Fairly Valued
! 5 Warning Signs
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What is Applicad PCL Effective Interest Rate on Debt %?

Applicad PCL BKK:APP +1.49% 90 Effective Interest Rate on Debt % is 6.68% as of Mar. 2026. GuruFocus rates BKK:APP with a GF Score™ of 90/100 and a GF Value™ of ฿2.63 (Fairly Valued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Applicad PCL's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ฿1 Mil. Applicad PCL's average total debt for the quarter that ended in Mar. 2026 was ฿16 Mil. Therefore, Applicad PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.68%.


Applicad PCL  (BKK:APP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Applicad PCL Effective Interest Rate on Debt % Related Terms


Applicad PCL Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Applicad PCL's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Applicad PCL Effective Interest Rate on Debt % Chart

Applicad PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.81 8.24 4.96 6.90 7.11

Applicad PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.20 6.76 6.80 7.00 6.68

BKK:APP vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Applicad PCL's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Applicad PCL Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Applicad PCL's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Applicad PCL's Effective Interest Rate on Debt % falls into.


BKK:APP
90GF Score
Applicad PCL BKK:APP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Applicad PCL Effective Interest Rate on Debt % Calculation

Applicad PCL's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.153/( (15.048+17.368)/ 2 )
=-1  *  -1.153/16.208
=7.11 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.02 + 6.028
=15.048

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.433 + 8.935
=17.368

Applicad PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1.084/( (17.368+15.09)/ 2 )
=-1  *  -1.084/16.229
=6.68 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.433 + 8.935
=17.368

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.628 + 8.462
=15.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.68% mean?
Applicad PCL (BKK:APP) has a Effective Interest Rate on Debt % of 6.68% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Applicad PCL and its competitors.
Is Applicad PCL's Effective Interest Rate on Debt % too high?
Applicad PCL's current Effective Interest Rate on Debt % is 6.68%. Overall, Applicad PCL has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Applicad PCL's Effective Interest Rate on Debt % compare to UBER and SHOP?
Applicad PCL's Effective Interest Rate on Debt % of 6.68% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Applicad PCL and its competitors. Applicad PCL's current Effective Interest Rate on Debt % is 6.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Applicad PCL stock overvalued right now?
Based on GuruFocus' analysis, Applicad PCL (BKK:APP) is currently considered Fairly Valued. The stock's GF Value™ is ฿2.63, compared to a current price of ฿2.72 — trading 3.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.68%. Applicad PCL's overall GF Score™ is 90/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Applicad PCL (BKK:APP), the current Effective Interest Rate on Debt % is 6.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Applicad PCL (BKK:APP) Overvalued in 2026?

Based on GuruFocus' analysis, Applicad PCL stock appears to be overvalued. The current stock price of ฿2.72 is trading 3.4% above its estimated GF Value™ of ฿2.63. GuruFocus considers Applicad PCL to be Fairly Valued.

Key valuation signals for BKK:APP:

  • Effective Interest Rate on Debt %: 6.68%
  • GF Value™: ฿2.63 vs. price of ฿2.72 (3.4% above fair value)
  • GF Score™: 90/100 with 5 warning signs

No single metric tells the full story. See the BKK:APP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Applicad PCL Business Description

Address Sukhumvit Road, No. 69 Sukhumvit Soi 68, Bang Na District, Bangna Nuea Sub-district, Bangkok, THA, 10260
Applicad PCL main business is the sale of computer programs and maintenance services for computer programs, machines and equipment, and the design and development of related products and services. The company operates through three segments: Computer Software Sales division, engaged in the sale of computer programs for specific applications and peripherals and generating maximum revenue; Sale Division of Machinery, Equipment and Other Products, engaged in the sale of machinery, computer parts, spare parts, materials and other products; and Service Division, providing computer maintenance services, design and manufacture of industrial parts and prototypes, and other services. Geographically, the company operates in Thailand and Indonesia, while earning key revenue from sales in Thailand.
90GF Score

Get the complete analysis for BKK:APP

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿2.72
Price
฿2.63
GF Value