Applicad PCLBKK:APP +0.81%90 Interest Coverage is 115.10 as of Mar. 2026, which is 2% below its 10-year median of 117.71. GuruFocus rates BKK:APP with a GF Score™ of 90/100 and a GF Value™ of ฿2.62 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,707 Software companies, Applicad PCL ranks better than 68.07% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Applicad PCL's
Operating Income
for the
three
months ended in Mar. 2026 was ฿31 Mil. Applicad PCL's Interest Expense for the
three
months ended in Mar. 2026 was ฿-0 Mil.
Applicad PCL's interest coverage for the quarter that ended in Mar. 2026 was 115.10.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Applicad PCL has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Applicad PCL's Interest Coverage or its related term are showing as below:
BKK:APP'
s Interest Coverage Range Over the Past 10 Years
Min: 27.61 Med: 117.71 Max: 9173.43
Current: 100.45
BKK:APP's Interest Coverage is ranked better than 68.07% of 1707
companies
in the Software industry
Industry Median: 24.65
vs BKK:APP: 100.45
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Applicad PCL Interest Coverage Related Terms
Applicad PCL Interest Coverage Historical Data
* Premium members only.
The historical data trend for Applicad PCL's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BKK:APP vs CRM, SHOP, UBER: Interest Coverage Comparison
For the Software - Application subindustry, Applicad PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Applicad PCL Interest Coverage vs Software Industry
For the Software industry and Technology sector, Applicad PCL's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Applicad PCL's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Applicad PCL (BKK:APP) has a Interest Coverage of 115.10 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Applicad PCL and its competitors. This is near median its historical median of 117.71. Over the past decade, Applicad PCL's Interest Coverage has ranged from 27.61 to 9,173.43. According to the industry distribution chart, Applicad PCL ranks #545 out of 1707 companies in the Software industry, placing it in the top 31.9%.
Is Applicad PCL's Interest Coverage too high?
Applicad PCL's current Interest Coverage of 115.10 is near median its 10-year median of 117.71. Over the past 10 years, this metric has ranged from a low of 27.61 to a high of 9,173.43. The Software industry median Interest Coverage is 24.65. Applicad PCL's value of 115.10 is 366.9% above this industry median. Based on the distribution chart, Applicad PCL ranks #545 out of 1707 companies in the Software industry, which is above the industry midpoint. Overall, Applicad PCL has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Applicad PCL's Interest Coverage compare to CRM and SHOP?
According to the Software industry distribution chart, Applicad PCL ranks #545 out of 1707 companies for Interest Coverage. This puts Applicad PCL in the upper half of its industry. The industry median Interest Coverage is 24.65. Applicad PCL's value of 115.10 is 366.9% above this benchmark. Historically, Applicad PCL's own Interest Coverage has ranged from 27.61 to 9,173.43 over the past decade. While the company's 10-year median is 117.71 vs. the industry median of 24.65, Applicad PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Applicad PCL's current Interest Coverage of 115.10 is 366.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Applicad PCL and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Applicad PCL's current Interest Coverage is 115.10, which is near median its own 10-year median of 117.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Applicad PCL stock overvalued right now?
Based on GuruFocus' analysis, Applicad PCL (BKK:APP) is currently considered Fairly Valued. The stock's GF Value™ is ฿2.62, compared to a current price of ฿2.50 — trading 4.6% below its estimated fair value. The current Interest Coverage is 115.10, which is near median its 10-year median of 117.71 and 366.9% above the Software industry median of 24.65. Applicad PCL's overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Applicad PCL (BKK:APP), the current Interest Coverage is 115.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Applicad PCL (BKK:APP) Overvalued in 2026?
Based on GuruFocus' analysis, Applicad PCL stock appears to be undervalued.
The current stock price of ฿2.50 is trading 4.6% below its estimated GF Value™ of ฿2.62.
GuruFocus considers Applicad PCL to be Fairly Valued.
Key valuation signals for BKK:APP:
Interest Coverage: 115.10 (near median its 10-year median of 117.71)
GF Value™: ฿2.62 vs. price of ฿2.50 (4.6% below fair value)
Industry Position: 366.9% above the Software median (#545 of 1707)
No single metric tells the full story. See the BKK:APP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Applicad PCL main business is the sale of computer programs and maintenance services for computer programs, machines and equipment, and the design and development of related products and services. The company operates through three segments: Computer Software Sales division, engaged in the sale of computer programs for specific applications and peripherals and generating maximum revenue; Sale Division of Machinery, Equipment and Other Products, engaged in the sale of machinery, computer parts, spare parts, materials and other products; and Service Division, providing computer maintenance services, design and manufacture of industrial parts and prototypes, and other services. Geographically, the company operates in Thailand and Indonesia, while earning key revenue from sales in Thailand.
90GF Score
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