Ditto (Thailand) PCL (BKK:DITTO) Effective Interest Rate on Debt %: 4.65% (As of Mar. 2026)

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BKK:DITTO Ditto (Thailand) PCL BKK:DITTO
95 GF Score
Price ฿15.60
GF Value ฿23.19
Valuation Significantly Undervalued
! 6 Warning Signs
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What is Ditto (Thailand) PCL Effective Interest Rate on Debt %?

Ditto (Thailand) PCL BKK:DITTO -3.70% 95 Effective Interest Rate on Debt % is 4.65% as of Mar. 2026. GuruFocus rates BKK:DITTO with a GF Score™ of 95/100 and a GF Value™ of ฿23.19 (Significantly Undervalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ditto (Thailand) PCL's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ฿3 Mil. Ditto (Thailand) PCL's average total debt for the quarter that ended in Mar. 2026 was ฿74 Mil. Therefore, Ditto (Thailand) PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.65%.


Ditto (Thailand) PCL  (BKK:DITTO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ditto (Thailand) PCL Effective Interest Rate on Debt % Related Terms


Ditto (Thailand) PCL Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ditto (Thailand) PCL's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ditto (Thailand) PCL Effective Interest Rate on Debt % Chart

Ditto (Thailand) PCL Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 2.96 3.85 9.58 17.87 10.60

Ditto (Thailand) PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.49 7.56 7.64 7.71 4.65

BKK:DITTO vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Ditto (Thailand) PCL's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ditto (Thailand) PCL Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Ditto (Thailand) PCL's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ditto (Thailand) PCL's Effective Interest Rate on Debt % falls into.


BKK:DITTO
95GF Score
Ditto (Thailand) PCL BKK:DITTO
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ditto (Thailand) PCL Effective Interest Rate on Debt % Calculation

Ditto (Thailand) PCL's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -5.41/( (29.771+72.344)/ 2 )
=-1  *  -5.41/51.0575
=10.60 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15.674 + 14.097
=29.771

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.868 + 54.476
=72.344

Ditto (Thailand) PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -3.444/( (72.344+75.737)/ 2 )
=-1  *  -3.444/74.0405
=4.65 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.868 + 54.476
=72.344

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15.875 + 59.862
=75.737

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.65% mean?
Ditto (Thailand) PCL (BKK:DITTO) has a Effective Interest Rate on Debt % of 4.65% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ditto (Thailand) PCL and its competitors.
Is Ditto (Thailand) PCL's Effective Interest Rate on Debt % too high?
Ditto (Thailand) PCL's current Effective Interest Rate on Debt % is 4.65%. Overall, Ditto (Thailand) PCL has a GF Score™ of 95/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ditto (Thailand) PCL's Effective Interest Rate on Debt % compare to IBM and ACN?
Ditto (Thailand) PCL's Effective Interest Rate on Debt % of 4.65% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ditto (Thailand) PCL and its competitors. Ditto (Thailand) PCL's current Effective Interest Rate on Debt % is 4.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ditto (Thailand) PCL stock overvalued right now?
Based on GuruFocus' analysis, Ditto (Thailand) PCL (BKK:DITTO) is currently considered Significantly Undervalued. The stock's GF Value™ is ฿23.19, compared to a current price of ฿15.60 — trading 32.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.65%. Ditto (Thailand) PCL's overall GF Score™ is 95/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ditto (Thailand) PCL (BKK:DITTO), the current Effective Interest Rate on Debt % is 4.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ditto (Thailand) PCL (BKK:DITTO) Overvalued in 2026?

Based on GuruFocus' analysis, Ditto (Thailand) PCL stock appears to be undervalued. The current stock price of ฿15.60 is trading 32.7% below its estimated GF Value™ of ฿23.19. GuruFocus considers Ditto (Thailand) PCL to be Significantly Undervalued.

Key valuation signals for BKK:DITTO:

  • Effective Interest Rate on Debt %: 4.65%
  • GF Value™: ฿23.19 vs. price of ฿15.60 (32.7% below fair value)
  • GF Score™: 95/100 with 6 warning signs

No single metric tells the full story. See the BKK:DITTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ditto (Thailand) PCL Business Description

Other Exchanges DITTO-F:Thailand
Address 235/1-3, Ratpattana Road, Ratpattana Subdistrict, Saphansung District, Bangkok, THA, 10240
Ditto (Thailand) PCL is a Thailand-based company engaged in providing document and data management solutions, as well as technology engineering services. The company is involved in the distribution, rental, and servicing of photocopiers, printers, and related technology products, the provision of document management solutions, technology engineering services for projects, and mangrove reforestation concession activities related to carbon credit projects.
95GF Score

Get the complete analysis for BKK:DITTO

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿15.60
Price
฿23.19
GF Value