I.C.C.International PCL (BKK:ICC) Effective Interest Rate on Debt %: 3.15% (As of Mar. 2026)

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BKK:ICC I.C.C.International PCL BKK:ICC
71 GF Score
Price ฿24.40
GF Value ฿22.97
Valuation Fairly Valued
! 7 Warning Signs
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What is I.C.C.International PCL Effective Interest Rate on Debt %?

I.C.C.International PCL BKK:ICC +0.83% 71 Effective Interest Rate on Debt % is 3.15% as of Mar. 2026. GuruFocus rates BKK:ICC with a GF Score™ of 71/100 and a GF Value™ of ฿22.97 (Fairly Valued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. I.C.C.International PCL's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ฿20 Mil. I.C.C.International PCL's average total debt for the quarter that ended in Mar. 2026 was ฿649 Mil. Therefore, I.C.C.International PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.15%.


I.C.C.International PCL  (BKK:ICC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


I.C.C.International PCL Effective Interest Rate on Debt % Related Terms


I.C.C.International PCL Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for I.C.C.International PCL's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

I.C.C.International PCL Effective Interest Rate on Debt % Chart

I.C.C.International PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.67 1.52 2.36 2.98 3.32

I.C.C.International PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.53 3.47 3.35 3.20 3.15

BKK:ICC vs TJX, ROST, BURL: Effective Interest Rate on Debt % Comparison

For the Apparel Retail subindustry, I.C.C.International PCL's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


I.C.C.International PCL Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, I.C.C.International PCL's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where I.C.C.International PCL's Effective Interest Rate on Debt % falls into.


BKK:ICC
71GF Score
I.C.C.International PCL BKK:ICC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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I.C.C.International PCL Effective Interest Rate on Debt % Calculation

I.C.C.International PCL's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -23.921/( (776.121+665.59)/ 2 )
=-1  *  -23.921/720.8555
=3.32 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=395.8 + 380.321
=776.121

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=319.761 + 345.829
=665.59

I.C.C.International PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -20.476/( (665.59+633.292)/ 2 )
=-1  *  -20.476/649.441
=3.15 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=319.761 + 345.829
=665.59

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=296.756 + 336.536
=633.292

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.15% mean?
I.C.C.International PCL (BKK:ICC) has a Effective Interest Rate on Debt % of 3.15% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on I.C.C.International PCL and its competitors.
Is I.C.C.International PCL's Effective Interest Rate on Debt % too high?
I.C.C.International PCL's current Effective Interest Rate on Debt % is 3.15%. Overall, I.C.C.International PCL has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does I.C.C.International PCL's Effective Interest Rate on Debt % compare to TJX and ROST?
I.C.C.International PCL's Effective Interest Rate on Debt % of 3.15% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on I.C.C.International PCL and its competitors. I.C.C.International PCL's current Effective Interest Rate on Debt % is 3.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is I.C.C.International PCL stock overvalued right now?
Based on GuruFocus' analysis, I.C.C.International PCL (BKK:ICC) is currently considered Fairly Valued. The stock's GF Value™ is ฿22.97, compared to a current price of ฿24.40 — trading 6.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.15%. I.C.C.International PCL's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For I.C.C.International PCL (BKK:ICC), the current Effective Interest Rate on Debt % is 3.15% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is I.C.C.International PCL (BKK:ICC) Overvalued in 2026?

Based on GuruFocus' analysis, I.C.C.International PCL stock appears to be overvalued. The current stock price of ฿24.40 is trading 6.2% above its estimated GF Value™ of ฿22.97. GuruFocus considers I.C.C.International PCL to be Fairly Valued.

Key valuation signals for BKK:ICC:

  • Effective Interest Rate on Debt %: 3.15%
  • GF Value™: ฿22.97 vs. price of ฿24.40 (6.2% above fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the BKK:ICC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


I.C.C.International PCL Business Description

Address 530 Soi Sathupradit 58, Bang Phong Phang Subdistrict, Yannawa District, Bangkok, THA, 10120
I.C.C.International PCL is engaged in distributing consumer products. It sells domestic and international fashion products, including cosmetics and fragrances, hair and skin hygiene products, a full range of textiles and apparel such as lingerie, outerwear, sportswear, and athletic wear, laundry and garment care products, and leather fashion items, etc. The company's principal segments are: Cosmetics, toiletries & perfumeries, Women's apparel, Men's apparel and Household products. The majority of the company's revenue is derived from the Men's apparel segment. Geographically, it operates only in Thailand.
71GF Score

Get the complete analysis for BKK:ICC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿24.40
Price
฿22.97
GF Value