MBK PCL (BKK:MBK) Effective Interest Rate on Debt %: 3.86% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKK:MBK MBK PCL BKK:MBK
77 GF Score
Price ฿21.60
GF Value ฿19.03
Valuation Modestly Overvalued
! 10 Warning Signs
View Full Analysis

What is MBK PCL Effective Interest Rate on Debt %?

MBK PCL BKK:MBK +0.47% 77 Effective Interest Rate on Debt % is 3.86% as of Mar. 2026. GuruFocus rates BKK:MBK with a GF Score™ of 77/100 and a GF Value™ of ฿19.03 (Modestly Overvalued). The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. MBK PCL's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ฿1,235 Mil. MBK PCL's average total debt for the quarter that ended in Mar. 2026 was ฿31,962 Mil. Therefore, MBK PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.86%.


MBK PCL  (BKK:MBK) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


MBK PCL Effective Interest Rate on Debt % Related Terms


MBK PCL Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for MBK PCL's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MBK PCL Effective Interest Rate on Debt % Chart

MBK PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.14 4.09 3.82 4.06 4.01

MBK PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.00 4.11 4.04 4.04 3.86

BKK:MBK vs MMM, HON: Effective Interest Rate on Debt % Comparison

For the Conglomerates subindustry, MBK PCL's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MBK PCL Effective Interest Rate on Debt % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, MBK PCL's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where MBK PCL's Effective Interest Rate on Debt % falls into.


BKK:MBK
77GF Score
MBK PCL BKK:MBK
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MBK PCL Effective Interest Rate on Debt % Calculation

MBK PCL's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1323.436/( (33279.844+32693.956)/ 2 )
=-1  *  -1323.436/32986.9
=4.01 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=24757.838 + 8522.006
=33279.844

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26738.167 + 5955.789
=32693.956

MBK PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1235.288/( (32693.956+31230.153)/ 2 )
=-1  *  -1235.288/31962.0545
=3.86 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26738.167 + 5955.789
=32693.956

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26765.766 + 4464.387
=31230.153

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.86% mean?
MBK PCL (BKK:MBK) has a Effective Interest Rate on Debt % of 3.86% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on MBK PCL and its competitors.
Is MBK PCL's Effective Interest Rate on Debt % too high?
MBK PCL's current Effective Interest Rate on Debt % is 3.86%. Overall, MBK PCL has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MBK PCL's Effective Interest Rate on Debt % compare to MMM and HON?
MBK PCL's Effective Interest Rate on Debt % of 3.86% can be compared against companies in the Conglomerates industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Conglomerates company?
A good Effective Interest Rate on Debt % depends on the Conglomerates industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on MBK PCL and its competitors. MBK PCL's current Effective Interest Rate on Debt % is 3.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBK PCL stock overvalued right now?
Based on GuruFocus' analysis, MBK PCL (BKK:MBK) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿19.03, compared to a current price of ฿21.60 — trading 13.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.86%. MBK PCL's overall GF Score™ is 77/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For MBK PCL (BKK:MBK), the current Effective Interest Rate on Debt % is 3.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MBK PCL (BKK:MBK) Overvalued in 2026?

Based on GuruFocus' analysis, MBK PCL stock appears to be overvalued. The current stock price of ฿21.60 is trading 13.5% above its estimated GF Value™ of ฿19.03. GuruFocus considers MBK PCL to be Modestly Overvalued.

Key valuation signals for BKK:MBK:

  • Effective Interest Rate on Debt %: 3.86%
  • GF Value™: ฿19.03 vs. price of ฿21.60 (13.5% above fair value)
  • GF Score™: 77/100 with 10 warning signs

No single metric tells the full story. See the BKK:MBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MBK PCL Business Description

Address 444 Phayathai Road, 8th Floor, MBK Center Building, Pathumwan, Bangkok, THA, 10330
MBK PCL is engaged in multiple businesses. Its businesses includes Shopping center business, Hotel and tourism business, Golf business, Real estate business, Food solutions business, Financial business, Auction business, Corporate supporting center and other business. Shopping center business engages in the business of rental space to retail tenants in the shopping centers and the business of office space for rent. The hotel and tourism business engages in providing for lodging, food and drink, and other facilities and services related for accommodation and travel. Golf business engages in golf services. Real estate business engages in residential for sale, property management and asset appraisal. Auction business engages in the business of car and motorcycle auction.
77GF Score

Get the complete analysis for BKK:MBK

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿21.60
Price
฿19.03
GF Value