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Beneficial Bancorp (Beneficial Bancorp) Effective Interest Rate on Debt % : 6.80% (As of Dec. 2018)


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What is Beneficial Bancorp Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Beneficial Bancorp's annualized positive value of Interest Expense for the quarter that ended in Dec. 2018 was $35.0 Mil. Beneficial Bancorp's average total debt for the quarter that ended in Dec. 2018 was $515.0 Mil. Therefore, Beneficial Bancorp's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2018 was 6.80%.


Beneficial Bancorp Effective Interest Rate on Debt % Historical Data

The historical data trend for Beneficial Bancorp's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Beneficial Bancorp Effective Interest Rate on Debt % Chart

Beneficial Bancorp Annual Data
Trend Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.93 10.04 6.72 5.71 -

Beneficial Bancorp Quarterly Data
Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.58 - - 6.31 6.80

Competitive Comparison of Beneficial Bancorp's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Beneficial Bancorp's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Beneficial Bancorp's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Beneficial Bancorp's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Beneficial Bancorp's Effective Interest Rate on Debt % falls into.



Beneficial Bancorp Effective Interest Rate on Debt % Calculation

Beneficial Bancorp's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2018 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2017 )+Total Debt  (A: Dec. 2018 ))/ count )
=-1  *  -31.414/( (0+0)/ 1 )
=-1  *  -31.414/0
=N/A %

where

Beneficial Bancorp's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2018 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2018 )+Total Debt  (Q: Dec. 2018 ))/ count )
=-1  *  -35.044/( (515+0)/ 1 )
=-1  *  -35.044/515
=6.80 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2018) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.


Beneficial Bancorp  (NAS:BNCL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Beneficial Bancorp Effective Interest Rate on Debt % Related Terms

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Beneficial Bancorp (Beneficial Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
Beneficial Bancorp Inc offers consumer and commercial banking services to individuals, businesses and nonprofit organizations throughout the Philadelphia and Southern New Jersey area. The services provided by the company include cash management, savings, loans, packages, and lending.
Executives
Michael J Donahue director
Elizabeth H Gemmill director
Karen Dougherty Buchholz director 510 WALNUT STREET, 19TH FLOOR, PHILADELPHIA PA 19106
Gerard P Cuddy director, officer: President & CEO 510 WALNUT STREET, PHILADELPHIA PA 19106
Frank Farnesi director 6 WOODFORD LANE, MALVERN PA 19355
Edward G Boehne director 313 DEVON STATE ST, DEVON PA 19333
Donald Gayhardt director DOLLAR FINANCIAL CORP., 1436 LANCASTER AVE., BERWYN PA 19312