Business Description
Philippine National Bank
SIC : 6021
ISIN : PHY7027H1583
Share Class Description:
PHS:PNB: Ordinary SharesTotal Employee Number:
8,816Description
Philippine National Bank provides a full range of banking and other financial services, which include deposit-taking, lending, bills discounting, trade finance, foreign exchange dealings, treasury operations, wealth management, fund transfers, remittance and trust services. Business segments are Retail Banking which principally handling individual customers deposits, and providing consumer type loans; Corporate Banking which principally handling loans and other credit facilities and deposit; Treasury which principally providing money market, treasury services; Other Segments. The company generates majority of interest from Retail Banking. It has presence in Philippines, Asia (excluding Philippines), USA and Canada, United Kingdom of which majority of revenue comes from Philippines.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.61 | |||||
Equity-to-Asset | 0.18 | |||||
Debt-to-Equity | 0.17 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.28 | |||||
WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 7.6 | |||||
3-Year EPS without NRI Growth Rate | 54.3 | |||||
3-Year FCF Growth Rate | -50 | |||||
3-Year Book Growth Rate | 12.4 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 9.3 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 39.2 | |||||
9-Day RSI | 56.45 | |||||
14-Day RSI | 62.21 | |||||
3-1 Month Momentum % | 16.13 | |||||
6-1 Month Momentum % | 12.88 | |||||
12-1 Month Momentum % | 14.93 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 4.34 | |||||
Dividend Payout Ratio | 0.1 | |||||
Forward Dividend Yield % | 4.34 | |||||
5-Year Yield-on-Cost % | 2.1 | |||||
Shareholder Yield % | -5.25 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 40.39 | |||||
FCF Margin % | 54.14 | |||||
OCF Margin % | 56.17 | |||||
ROE % | 11.75 | |||||
ROA % | 2.07 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 4.24 | |||||
Forward PE Ratio | 4.63 | |||||
PE Ratio without NRI | 4.49 | |||||
Shiller PE Ratio | 6.39 | |||||
PEG Ratio | 0.47 | |||||
PS Ratio | 1.71 | |||||
PB Ratio | 0.47 | |||||
Price-to-Tangible-Book | 0.51 | |||||
EV-to-Revenue | 0.8 | |||||
EV-to-Forward-Revenue | 0.2 | |||||
EV-to-FCF | -4.69 | |||||
Price-to-GF-Value | 2.13 | |||||
Price-to-Projected-FCF | 0.18 | |||||
Price-to-DCF (Earnings Based) | 0.23 | |||||
Price-to-Median-PS-Value | 1.69 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.42 | |||||
Price-to-Graham-Number | 0.32 | |||||
FCF Yield % | -10.49 | |||||
Forward Rate of Return (Yacktman) % | 34.03 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Philippine National Bank Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₱) | 63,484.796 | ||
| EPS (TTM) (₱) | 17.924 | ||
| Beta | 1.0927 | ||
| 3-Year Sharpe Ratio | 1.28 | ||
| 3-Year Sortino Ratio | 3.87 | ||
| Volatility % | 24.88 | ||
| 14-Day RSI | 62.21 | ||
| 14-Day ATR (₱) | 2.318743 | ||
| 20-Day SMA (₱) | 73.85 | ||
| 12-1 Month Momentum % | 14.93 | ||
| 52-Week Range (₱) | 50 - 79.5 | ||
| Shares Outstanding (Mil) | 1,525.76 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Philippine National Bank Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Philippine National Bank Stock Events
| Event | Date | Price (₱) | ||
|---|---|---|---|---|
| PHP 1.650000 Cash Dividend | 2026-09-17 | 78.50 (-0.32%) | ||
| PHP 1.100000 Cash Dividend | 2026-06-05 | 59.50 (+0.00%) | ||
| PHP 1.650000 Cash Dividend | 2026-03-12 | 58.40 (+2.01%) | ||
| PHP 1.380000 Cash Dividend | 2025-09-12 | 58.00 (-0.68%) | ||
| PHP 1.380000 Cash Dividend | 2025-03-13 | 42.60 (+0.00%) |
Show
Entries
Philippine National Bank Frequently Asked Questions
What is Philippine National Bank(PHS:PNB)'s stock price today?
The current price of PHS:PNB is ₱76.00. The 52 week high of PHS:PNB is ₱79.50 and 52 week low is ₱50.00.
When is next earnings date of Philippine National Bank(PHS:PNB)?
The next earnings date of Philippine National Bank(PHS:PNB) is .
Does Philippine National Bank(PHS:PNB) pay dividends? If so, how much?
The Dividend Yield %  of Philippine National Bank(PHS:PNB) is 4.34% (As of Today), Highest Dividend Payout Ratio of Philippine National Bank(PHS:PNB) was 0.1. The lowest was 0. And the median was 0. The  Forward Dividend Yield % of Philippine National Bank(PHS:PNB) is 4.34%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers