Sobhagya Mercantile (BOM:512014) Effective Interest Rate on Debt %: 9.75% (As of Jun. 2026)

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BOM:512014 Sobhagya Mercantile Ltd BOM:512014
57 GF Score
Price ₹1,211.75
GF Value ₹82.08
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Sobhagya Mercantile Effective Interest Rate on Debt %?

Sobhagya Mercantile BOM:512014 +0.90% 57 Effective Interest Rate on Debt % is 9.75% as of Jun. 2026. GuruFocus rates BOM:512014 with a GF Score™ of 57/100 and a GF Value™ of ₹82.08 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Sobhagya Mercantile's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹16 Mil. Sobhagya Mercantile's average total debt for the quarter that ended in Jun. 2026 was ₹169 Mil. Therefore, Sobhagya Mercantile's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 9.75%.


Sobhagya Mercantile  (BOM:512014) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Sobhagya Mercantile Effective Interest Rate on Debt % Related Terms


Sobhagya Mercantile Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Sobhagya Mercantile's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sobhagya Mercantile Effective Interest Rate on Debt % Chart

Sobhagya Mercantile Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.10 19.51 13.99 10.07 18.26

Sobhagya Mercantile Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.16 30.17 36.20 13.12 9.75

Sobhagya Mercantile Effective Interest Rate on Debt % Competitor Comparison

For the Other Industrial Metals & Mining subindustry, Sobhagya Mercantile's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sobhagya Mercantile Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Sobhagya Mercantile's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Sobhagya Mercantile's Effective Interest Rate on Debt % falls into.


BOM:512014
57GF Score
Sobhagya Mercantile Ltd BOM:512014
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sobhagya Mercantile Effective Interest Rate on Debt % Calculation

Sobhagya Mercantile's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -25.957/( (66.311+218.057)/ 2 )
=-1  *  -25.957/142.184
=18.26 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.814 + 65.497
=66.311

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.959 + 216.098
=218.057

Sobhagya Mercantile's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -16.452/( (218.057+119.338)/ 2 )
=-1  *  -16.452/168.6975
=9.75 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.959 + 216.098
=218.057

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.425 + 117.913
=119.338

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.75% mean?
Sobhagya Mercantile (BOM:512014) has a Effective Interest Rate on Debt % of 9.75% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sobhagya Mercantile and its competitors.
Is Sobhagya Mercantile's Effective Interest Rate on Debt % too high?
Sobhagya Mercantile's current Effective Interest Rate on Debt % is 9.75%. Overall, Sobhagya Mercantile has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sobhagya Mercantile's Effective Interest Rate on Debt % compare to competitors?
Sobhagya Mercantile's Effective Interest Rate on Debt % of 9.75% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sobhagya Mercantile and its competitors. Sobhagya Mercantile's current Effective Interest Rate on Debt % is 9.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sobhagya Mercantile stock overvalued right now?
Based on GuruFocus' analysis, Sobhagya Mercantile (BOM:512014) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹82.08, compared to a current price of ₹1,211.75 — trading 1376.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 9.75%. Sobhagya Mercantile's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Sobhagya Mercantile (BOM:512014), the current Effective Interest Rate on Debt % is 9.75% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sobhagya Mercantile (BOM:512014) Overvalued in 2026?

Based on GuruFocus' analysis, Sobhagya Mercantile stock appears to be overvalued. The current stock price of ₹1,211.75 is trading 1376.3% above its estimated GF Value™ of ₹82.08. GuruFocus considers Sobhagya Mercantile to be Significantly Overvalued.

Key valuation signals for BOM:512014:

  • Effective Interest Rate on Debt %: 9.75%
  • GF Value™: ₹82.08 vs. price of ₹1,211.75 (1376.3% above fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the BOM:512014 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sobhagya Mercantile Business Description

Address 526, Near Getwell Hospital, 1st Floor, Bhangdiya House, Dhantoli, Nagpur, MH, IND, 440012
Sobhagya Mercantile Ltd is a large-scale infrastructure company focusing on construction, infrastructure engineering, mining, and equipment leasing. The company serves both private and public sectors in India by providing tailored infrastructure solutions that cover civil engineering projects, mining activities, and leasing of heavy equipment. Recently, it has expanded into steel manufacturing with plans to set up a steel plant in Maharashtra to broaden its business scope. The segments of the company includes Engineering Consultancy Segment and Metal Sale (Stone Crusher) Segment. Revenue is generated predominantly from the Engineering Consultancy Segment.
57GF Score

Get the complete analysis for BOM:512014

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,211.75
Price
₹82.08
GF Value