Enbee Trade & Finance (BOM:512441) Effective Interest Rate on Debt %: 0.00% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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BOM:512441 Enbee Trade & Finance Ltd BOM:512441
34 GF Score
Price ₹0.31
GF Value ₹0.80
Valuation Possible Value Trap
! 4 Warning Signs
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What is Enbee Trade & Finance Effective Interest Rate on Debt %?

Enbee Trade & Finance BOM:512441 -3.13% 34 Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus rates BOM:512441 with a GF Score™ of 34/100 and a GF Value™ of ₹0.80 (Possible Value Trap). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Enbee Trade & Finance's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹0.0 Mil. Enbee Trade & Finance's average total debt for the quarter that ended in Jun. 2026 was ₹538.8 Mil. Therefore, Enbee Trade & Finance's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 0.00%.


Enbee Trade & Finance  (BOM:512441) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Enbee Trade & Finance Effective Interest Rate on Debt % Related Terms


Enbee Trade & Finance Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Enbee Trade & Finance's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enbee Trade & Finance Effective Interest Rate on Debt % Chart

Enbee Trade & Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.68 0.12 0.09 0.06 0.00

Enbee Trade & Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:512441 vs V, MA, AXP: Effective Interest Rate on Debt % Comparison

For the Credit Services subindustry, Enbee Trade & Finance's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Enbee Trade & Finance Effective Interest Rate on Debt % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Enbee Trade & Finance's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Enbee Trade & Finance's Effective Interest Rate on Debt % falls into.


BOM:512441
34GF Score
Enbee Trade & Finance Ltd BOM:512441
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Enbee Trade & Finance Effective Interest Rate on Debt % Calculation

Enbee Trade & Finance's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  0/( (505.033+538.759)/ 2 )
=-1  *  0/521.896
=0.00 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=505.033 + 0
=505.033

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=538.759 + 0
=538.759

Enbee Trade & Finance's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  0/( (538.759+0)/ 1 )
=-1  *  0/538.759
=0.00 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=538.759 + 0
=538.759

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Enbee Trade & Finance (BOM:512441) has a Effective Interest Rate on Debt % of 0.00% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Enbee Trade & Finance and its competitors.
Is Enbee Trade & Finance's Effective Interest Rate on Debt % too high?
Enbee Trade & Finance's current Effective Interest Rate on Debt % is 0.00%. Overall, Enbee Trade & Finance has a GF Score™ of 34/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Enbee Trade & Finance's Effective Interest Rate on Debt % compare to V and MA?
Enbee Trade & Finance's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Enbee Trade & Finance and its competitors. Enbee Trade & Finance's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enbee Trade & Finance stock overvalued right now?
Based on GuruFocus' analysis, Enbee Trade & Finance (BOM:512441) is currently considered Possible Value Trap. The stock's GF Value™ is ₹0.80, compared to a current price of ₹0.31 — trading 61.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Enbee Trade & Finance's overall GF Score™ is 34/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Enbee Trade & Finance (BOM:512441), the current Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enbee Trade & Finance (BOM:512441) Overvalued in 2026?

Based on GuruFocus' analysis, Enbee Trade & Finance stock appears to be undervalued. The current stock price of ₹0.31 is trading 61.3% below its estimated GF Value™ of ₹0.80. GuruFocus considers Enbee Trade & Finance to be Possible Value Trap.

Key valuation signals for BOM:512441:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: ₹0.80 vs. price of ₹0.31 (61.3% below fair value)
  • GF Score™: 34/100 with 4 warning signs

No single metric tells the full story. See the BOM:512441 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Enbee Trade & Finance Business Description

Address N. M. Joshi Marg, B4/C5, Gods Gift CHS Ltd, Lower Parel, Mumbai, MH, IND, 400013
Enbee Trade & Finance Ltd is a Non-Banking Finance Company. The company is engaged in the business of trading, dealing in vehicle parts and accessories of vehicles; business financing, or lending to builders and their persons on securities. Its only reportable segment includes Loans Given. The Company's operations are carried out in India.
34GF Score

Get the complete analysis for BOM:512441

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹0.31
Price
₹0.80
GF Value