Delphi World Money (BOM:533452) Effective Interest Rate on Debt %: 9.33% (As of Mar. 2026)

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BOM:533452 Delphi World Money Ltd BOM:533452
56 GF Score
Price ₹5.00
GF Value ₹8.97
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Delphi World Money Effective Interest Rate on Debt %?

Delphi World Money BOM:533452 -4.94% 56 Effective Interest Rate on Debt % is 9.33% as of Mar. 2026. GuruFocus rates BOM:533452 with a GF Score™ of 56/100 and a GF Value™ of ₹8.97 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Delphi World Money's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹162 Mil. Delphi World Money's average total debt for the quarter that ended in Mar. 2026 was ₹1,740 Mil. Therefore, Delphi World Money's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 9.33%.


Delphi World Money  (BOM:533452) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Delphi World Money Effective Interest Rate on Debt % Related Terms


Delphi World Money Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Delphi World Money's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Delphi World Money Effective Interest Rate on Debt % Chart

Delphi World Money Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.37 16.15 15.11 7.61 6.21

Delphi World Money Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.14 8.28 1.22 16.68 9.33

BOM:533452 vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, Delphi World Money's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Delphi World Money Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Delphi World Money's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Delphi World Money's Effective Interest Rate on Debt % falls into.


BOM:533452
56GF Score
Delphi World Money Ltd BOM:533452
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Delphi World Money Effective Interest Rate on Debt % Calculation

Delphi World Money's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -62.65/( (276.25+1740.44)/ 2 )
=-1  *  -62.65/1008.345
=6.21 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.83 + 266.42
=276.25

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=327.25 + 1413.19
=1740.44

Delphi World Money's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -162.44/( (+1740.44)/ 1 )
=-1  *  -162.44/1740.44
=9.33 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=327.25 + 1413.19
=1740.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.33% mean?
Delphi World Money (BOM:533452) has a Effective Interest Rate on Debt % of 9.33% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Delphi World Money and its competitors.
Is Delphi World Money's Effective Interest Rate on Debt % too high?
Delphi World Money's current Effective Interest Rate on Debt % is 9.33%. Overall, Delphi World Money has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Delphi World Money's Effective Interest Rate on Debt % compare to MS and GS?
Delphi World Money's Effective Interest Rate on Debt % of 9.33% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Delphi World Money and its competitors. Delphi World Money's current Effective Interest Rate on Debt % is 9.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Delphi World Money stock overvalued right now?
Based on GuruFocus' analysis, Delphi World Money (BOM:533452) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹8.97, compared to a current price of ₹5.00 — trading 44.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 9.33%. Delphi World Money's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Delphi World Money (BOM:533452), the current Effective Interest Rate on Debt % is 9.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Delphi World Money (BOM:533452) Overvalued in 2026?

Based on GuruFocus' analysis, Delphi World Money stock appears to be undervalued. The current stock price of ₹5.00 is trading 44.3% below its estimated GF Value™ of ₹8.97. GuruFocus considers Delphi World Money to be Significantly Undervalued.

Key valuation signals for BOM:533452:

  • Effective Interest Rate on Debt %: 9.33%
  • GF Value™: ₹8.97 vs. price of ₹5.00 (44.3% below fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the BOM:533452 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Delphi World Money Business Description

Other Exchanges DELPHIFX:India
Address Kalina CST Road, Vidya Nagri Marg, 8th Floor, Manek Plaza, Kalina, Santacruz East, Mumbai, MH, IND, 400098
Delphi World Money Ltd offers retail foreign exchange services. The company provides Sell forex, prepaid forex card, money transfer, cash to master, travel insurance, and others. It generates revenue from Sale of Foreign exchange products and Inward and Outward remittances.
56GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹5.00
Price
₹8.97
GF Value