Delphi World Money (BOM:533452) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


BOM:533452 Delphi World Money Ltd BOM:533452
52 GF Score
Price ₹8.99
GF Value ₹6.14
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Delphi World Money Interest Coverage?

Delphi World Money BOM:533452 +3.45% 52 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates BOM:533452 with a GF Score™ of 52/100 and a GF Value™ of ₹6.14 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 431 Capital Markets companies, Delphi World Money ranks worse than 99.77% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Delphi World Money's Operating Income for the three months ended in Mar. 2026 was ₹-42 Mil. Delphi World Money's Interest Expense for the three months ended in Mar. 2026 was ₹-41 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Delphi World Money's Interest Coverage or its related term are showing as below:

BOM:533452' s Interest Coverage Range Over the Past 10 Years
Min: 0.05   Med: 4.88   Max: 10.47
Current: 0.05


BOM:533452's Interest Coverage is ranked worse than
99.77% of 431 companies
in the Capital Markets industry
Industry Median: 20.17 vs BOM:533452: 0.05

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Delphi World Money  (BOM:533452) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Delphi World Money Interest Coverage Related Terms


Delphi World Money Interest Coverage Historical Data

* Premium members only.

The historical data trend for Delphi World Money's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Delphi World Money Interest Coverage Chart

Delphi World Money Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.48 5.31 4.44 0.00 0.05

Delphi World Money Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.68 3.61 3.37 0.12 0.00

BOM:533452 vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, Delphi World Money's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Delphi World Money Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Delphi World Money's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Delphi World Money's Interest Coverage falls into.


BOM:533452
52GF Score
Delphi World Money Ltd BOM:533452
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Delphi World Money Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Delphi World Money's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Delphi World Money's Interest Expense was ₹-130 Mil. Its Operating Income was ₹6 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹327 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*6.24/-129.59
=0.05

Delphi World Money's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Delphi World Money's Interest Expense was ₹-41 Mil. Its Operating Income was ₹-42 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹327 Mil.

Delphi World Money did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Delphi World Money (BOM:533452) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Delphi World Money and its competitors. Over the past decade, Delphi World Money's Interest Coverage has ranged from 0.05 to 10.47. According to the industry distribution chart, Delphi World Money ranks #430 out of 431 companies in the Capital Markets industry, placing it in the top 99.8%.
Is Delphi World Money's Interest Coverage too high?
Delphi World Money's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 10.47. Based on the distribution chart, Delphi World Money ranks #430 out of 431 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Delphi World Money has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Delphi World Money's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Delphi World Money ranks #430 out of 431 companies for Interest Coverage. This places Delphi World Money in the lower half of its industry. The industry median Interest Coverage is 20.17. Historically, Delphi World Money's own Interest Coverage has ranged from 0.05 to 10.47 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.17, based on 431 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Delphi World Money and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Delphi World Money's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Delphi World Money stock overvalued right now?
Based on GuruFocus' analysis, Delphi World Money (BOM:533452) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹6.14, compared to a current price of ₹8.99 — trading 46.4% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Delphi World Money's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Delphi World Money (BOM:533452), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Delphi World Money (BOM:533452) Overvalued in 2026?

Based on GuruFocus' analysis, Delphi World Money stock appears to be overvalued. The current stock price of ₹8.99 is trading 46.4% above its estimated GF Value™ of ₹6.14. GuruFocus considers Delphi World Money to be Significantly Overvalued.

Key valuation signals for BOM:533452:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: ₹6.14 vs. price of ₹8.99 (46.4% above fair value)
  • GF Score™: 52/100 with 4 warning signs

No single metric tells the full story. See the BOM:533452 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Delphi World Money Business Description

Other Exchanges DELPHIFX:India
Address Kalina CST Road, Vidya Nagri Marg, 8th Floor, Manek Plaza, Kalina, Santacruz East, Mumbai, MH, IND, 400098
Delphi World Money Ltd offers retail foreign exchange services. The company provides Sell forex, prepaid forex card, money transfer, cash to master, travel insurance, and others. It generates revenue from Sale of Foreign exchange products and Inward and Outward remittances.
52GF Score

Get the complete analysis for BOM:533452

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹8.99
Price
₹6.14
GF Value