Canara HSBC Life Insurance Co (BOM:544583) Effective Interest Rate on Debt %: 0.00% (As of Jun. 2026)

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BOM:544583 Canara HSBC Life Insurance Co Ltd BOM:544583
14 GF Score
Price ₹151.95
! 3 Warning Signs
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What is Canara HSBC Life Insurance Co Effective Interest Rate on Debt %?

Canara HSBC Life Insurance Co BOM:544583 +0.07% 14 Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus rates BOM:544583 with a GF Score™ of 14/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Canara HSBC Life Insurance Co's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹0 Mil. Canara HSBC Life Insurance Co's average total debt for the quarter that ended in Jun. 2026 was ₹2,500 Mil. Therefore, Canara HSBC Life Insurance Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 0.00%.


Canara HSBC Life Insurance Co  (BOM:544583) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Canara HSBC Life Insurance Co Effective Interest Rate on Debt % Related Terms


Canara HSBC Life Insurance Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Canara HSBC Life Insurance Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Canara HSBC Life Insurance Co Effective Interest Rate on Debt % Chart

Canara HSBC Life Insurance Co Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
0.00 0.00 0.00 3.73

Canara HSBC Life Insurance Co Quarterly Data
Mar23 Mar24 Jun24 Dec24 Mar25 Jun25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:544583 vs MET, AFL, PRU: Effective Interest Rate on Debt % Comparison

For the Insurance - Life subindustry, Canara HSBC Life Insurance Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Canara HSBC Life Insurance Co Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Canara HSBC Life Insurance Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Canara HSBC Life Insurance Co's Effective Interest Rate on Debt % falls into.


BOM:544583
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Canara HSBC Life Insurance Co Ltd BOM:544583
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Canara HSBC Life Insurance Co Effective Interest Rate on Debt % Calculation

Canara HSBC Life Insurance Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -93.2/( (0+2500)/ 1 )
=-1  *  -93.2/2500
=3.73 %

where

Canara HSBC Life Insurance Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  0/( (2500+2500)/ 2 )
=-1  *  0/2500
=0.00 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Canara HSBC Life Insurance Co (BOM:544583) has a Effective Interest Rate on Debt % of 0.00% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Canara HSBC Life Insurance Co and its competitors.
Is Canara HSBC Life Insurance Co's Effective Interest Rate on Debt % too high?
Canara HSBC Life Insurance Co's current Effective Interest Rate on Debt % is 0.00%. Overall, Canara HSBC Life Insurance Co has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Canara HSBC Life Insurance Co's Effective Interest Rate on Debt % compare to MET and AFL?
Canara HSBC Life Insurance Co's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Canara HSBC Life Insurance Co and its competitors. Canara HSBC Life Insurance Co's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Canara HSBC Life Insurance Co stock overvalued right now?
Canara HSBC Life Insurance Co (BOM:544583) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Canara HSBC Life Insurance Co's overall GF Score™ is 14/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Canara HSBC Life Insurance Co (BOM:544583), the current Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Canara HSBC Life Insurance Co Business Description

Other Exchanges CANHLIFE:India
Address Golf Course Extension Road, 35th Floor, Tower 1, M3M International Financial Centre, Sector 66, Gurugram, HR, IND, 122 002
Canara HSBC Life Insurance Co Ltd is a life insurance provider in India. The company offers a wide range of life insurance products, including term plans, health plans, credit life, and employee benefits. It focuses on customizable coverage with options for affordable premiums, flexible payment terms, and multiple benefit payment modes. Canara HSBC Life Insurance operates through a wide network of branches and aims to provide financial security and tax benefits to its customers. The company maintains a robust claim settlement track record, emphasizing reliability and customer service.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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