BRCB (Black Rock Coffee Bar) Effective Interest Rate on Debt %: 1.39% (As of Mar. 2026)


BRCB Black Rock Coffee Bar Inc BRCB
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What is Black Rock Coffee Bar Effective Interest Rate on Debt %?

Black Rock Coffee Bar BRCB +1.48% 10 Effective Interest Rate on Debt % is 1.39% as of Mar. 2026. GuruFocus rates BRCB with a GF Score™ of 10/100. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Black Rock Coffee Bar's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $2.3 Mil. Black Rock Coffee Bar's average total debt for the quarter that ended in Mar. 2026 was $168.1 Mil. Therefore, Black Rock Coffee Bar's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.39%.

Black Rock Coffee Bar  (NAS:BRCB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Black Rock Coffee Bar Effective Interest Rate on Debt % Related Terms

Black Rock Coffee Bar Effective Interest Rate on Debt % Historical Data

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The historical data trend for Black Rock Coffee Bar's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Black Rock Coffee Bar Effective Interest Rate on Debt % Chart

Black Rock Coffee Bar Annual Data
Trend Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
7.05 6.39 5.29

Black Rock Coffee Bar Quarterly Data
Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial 6.20 -3.94 6.98 1.03 1.39

BRCB vs VENU, RICK, RRGB: Effective Interest Rate on Debt % Comparison

For the Restaurants subindustry, Black Rock Coffee Bar's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Black Rock Coffee Bar Effective Interest Rate on Debt % vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Black Rock Coffee Bar's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Black Rock Coffee Bar's Effective Interest Rate on Debt % falls into.


BRCB
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Black Rock Coffee Bar Inc BRCB
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Black Rock Coffee Bar Effective Interest Rate on Debt % Calculation

Black Rock Coffee Bar's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -9.783/( (205.604+164.05)/ 2 )
=-1  *  -9.783/184.827
=5.29 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=196.269 + 9.335
=205.604

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=154.255 + 9.795
=164.05

Black Rock Coffee Bar's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -2.34/( (164.05+172.162)/ 2 )
=-1  *  -2.34/168.106
=1.39 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=154.255 + 9.795
=164.05

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=162.094 + 10.068
=172.162

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.39% mean?
Black Rock Coffee Bar (BRCB) has a Effective Interest Rate on Debt % of 1.39% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Black Rock Coffee Bar and its competitors.
Is Black Rock Coffee Bar's Effective Interest Rate on Debt % too high?
Black Rock Coffee Bar's current Effective Interest Rate on Debt % is 1.39%. Overall, Black Rock Coffee Bar has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Black Rock Coffee Bar's Effective Interest Rate on Debt % compare to VENU and RICK?
Black Rock Coffee Bar's Effective Interest Rate on Debt % of 1.39% can be compared against companies in the Restaurants industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Restaurants company?
A good Effective Interest Rate on Debt % depends on the Restaurants industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Black Rock Coffee Bar and its competitors. Black Rock Coffee Bar's current Effective Interest Rate on Debt % is 1.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Black Rock Coffee Bar stock overvalued right now?
Black Rock Coffee Bar (BRCB) has a current Effective Interest Rate on Debt % of 1.39%. The current Effective Interest Rate on Debt % is 1.39%. Black Rock Coffee Bar's overall GF Score™ is 10/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Black Rock Coffee Bar (BRCB), the current Effective Interest Rate on Debt % is 1.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Black Rock Coffee Bar Business Description

Address 9170 East Bahia Drive, Suite 101, Scottsdale, AZ, USA, 85260
Black Rock Coffee Bar Inc is an operator of guest-centric, drive-thru coffee bars offering premium caffeinated beverages and an elevated in-store experience crafted by its engaging baristas. The company offers wide variety of coffee from classic espresso-based drinks such as Lattes, Americanos, and Cappuccinos, as well as signature creations like the Caramel Blondie, Mexican Mocha, and Blackout. It offers a variety of savory and sweet items, including breakfast burritos, sausage cheddar sandwiches, banana bread, and glazed donut holes.
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