BRCB (Black Rock Coffee Bar) Interest Coverage: 6.43 (As of Mar. 2026) — 1113% Above Median


BRCB Black Rock Coffee Bar Inc BRCB
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What is Black Rock Coffee Bar Interest Coverage?

Black Rock Coffee Bar BRCB -3.86% 10 Interest Coverage is 6.43 as of Mar. 2026, which is 1113% above its 10-year median of 0.53. GuruFocus rates BRCB with a GF Score™ of 10/100. The stock has 2 warning signs investors should review. Among 262 Restaurants companies, Black Rock Coffee Bar ranks worse than 70.23% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Black Rock Coffee Bar's Operating Income for the three months ended in Mar. 2026 was $3.8 Mil. Black Rock Coffee Bar's Interest Expense for the three months ended in Mar. 2026 was $-0.6 Mil. Black Rock Coffee Bar's interest coverage for the quarter that ended in Mar. 2026 was 6.43. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Black Rock Coffee Bar's Interest Coverage or its related term are showing as below:

BRCB' s Interest Coverage Range Over the Past 10 Years
Min: 0.35   Med: 0.53   Max: 2.74
Current: 2.74


BRCB's Interest Coverage is ranked worse than
70.23% of 262 companies
in the Restaurants industry
Industry Median: 6.45 vs BRCB: 2.74

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Black Rock Coffee Bar  (NAS:BRCB) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Black Rock Coffee Bar Interest Coverage Related Terms


Black Rock Coffee Bar Interest Coverage Historical Data

* Premium members only.

The historical data trend for Black Rock Coffee Bar's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Black Rock Coffee Bar Interest Coverage Chart

Black Rock Coffee Bar Annual Data
Trend Dec23 Dec24 Dec25
Interest Coverage
0.35 0.80 0.53

Black Rock Coffee Bar Quarterly Data
Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial 0.93 0.00 0.00 7.28 6.43

BRCB vs RICK, VENU, MB: Interest Coverage Comparison

For the Restaurants subindustry, Black Rock Coffee Bar's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Black Rock Coffee Bar Interest Coverage vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Black Rock Coffee Bar's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Black Rock Coffee Bar's Interest Coverage falls into.


BRCB
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Black Rock Coffee Bar Inc BRCB
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Black Rock Coffee Bar Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Black Rock Coffee Bar's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Black Rock Coffee Bar's Interest Expense was $-9.8 Mil. Its Operating Income was $5.2 Mil. And its Long-Term Debt & Capital Lease Obligation was $154.3 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*5.204/-9.783
=0.53

Black Rock Coffee Bar's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Black Rock Coffee Bar's Interest Expense was $-0.6 Mil. Its Operating Income was $3.8 Mil. And its Long-Term Debt & Capital Lease Obligation was $162.1 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*3.764/-0.585
=6.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.43 mean?
Black Rock Coffee Bar (BRCB) has a Interest Coverage of 6.43 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Black Rock Coffee Bar and its competitors. This is 1113% above median its historical median of 0.53. Over the past decade, Black Rock Coffee Bar's Interest Coverage has ranged from 0.35 to 2.74. According to the industry distribution chart, Black Rock Coffee Bar ranks #184 out of 262 companies in the Restaurants industry, placing it in the top 70.2%.
Is Black Rock Coffee Bar's Interest Coverage too high?
Black Rock Coffee Bar's current Interest Coverage of 6.43 is 1113% above median its 10-year median of 0.53. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 2.74. The Restaurants industry median Interest Coverage is 6.45. Black Rock Coffee Bar's value of 6.43 is 0.3% below this industry median. Based on the distribution chart, Black Rock Coffee Bar ranks #184 out of 262 companies in the Restaurants industry, which is below the industry midpoint. Overall, Black Rock Coffee Bar has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Black Rock Coffee Bar's Interest Coverage compare to RICK and VENU?
According to the Restaurants industry distribution chart, Black Rock Coffee Bar ranks #184 out of 262 companies for Interest Coverage. This places Black Rock Coffee Bar in the lower half of its industry. The industry median Interest Coverage is 6.45. Black Rock Coffee Bar's value of 6.43 is 0.3% below this benchmark. Historically, Black Rock Coffee Bar's own Interest Coverage has ranged from 0.35 to 2.74 over the past decade. While the company's 10-year median is 0.53 vs. the industry median of 6.45, Black Rock Coffee Bar has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Restaurants company?
The median Interest Coverage among Restaurants companies is 6.45, based on 262 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Black Rock Coffee Bar's current Interest Coverage of 6.43 is 0.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Black Rock Coffee Bar and its competitors. For the Restaurants industry, the median Interest Coverage is 6.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Black Rock Coffee Bar's current Interest Coverage is 6.43, which is 1113% above median its own 10-year median of 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Black Rock Coffee Bar stock overvalued right now?
Black Rock Coffee Bar (BRCB) has a current Interest Coverage of 6.43. The current Interest Coverage is 6.43, which is 1113% above median its 10-year median of 0.53 and 0.3% below the Restaurants industry median of 6.45. Black Rock Coffee Bar's overall GF Score™ is 10/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Black Rock Coffee Bar (BRCB), the current Interest Coverage is 6.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Black Rock Coffee Bar Business Description

Address 9170 East Bahia Drive, Suite 101, Scottsdale, AZ, USA, 85260
Black Rock Coffee Bar Inc is an operator of guest-centric, drive-thru coffee bars offering premium caffeinated beverages and an elevated in-store experience crafted by its engaging baristas. The company offers wide variety of coffee from classic espresso-based drinks such as Lattes, Americanos, and Cappuccinos, as well as signature creations like the Caramel Blondie, Mexican Mocha, and Blackout. It offers a variety of savory and sweet items, including breakfast burritos, sausage cheddar sandwiches, banana bread, and glazed donut holes.
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