ChargePoint Holdings (BSP:C2HP34) Effective Interest Rate on Debt %: 0.41% (As of Apr. 2026)

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BSP:C2HP34 ChargePoint Holdings Inc BSP:C2HP34
27 GF Score
Price R$9.24
GF Value R$27.19
Valuation Possible Value Trap
! 5 Warning Signs
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What is ChargePoint Holdings Effective Interest Rate on Debt %?

ChargePoint Holdings BSP:C2HP34 27 Effective Interest Rate on Debt % is 0.41% as of Apr. 2026. GuruFocus rates BSP:C2HP34 with a GF Score™ of 27/100 and a GF Value™ of R$27.19 (Possible Value Trap). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ChargePoint Holdings's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was R$6 Mil. ChargePoint Holdings's average total debt for the quarter that ended in Apr. 2026 was R$1,351 Mil. Therefore, ChargePoint Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 0.41%.


ChargePoint Holdings  (BSP:C2HP34) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


ChargePoint Holdings Effective Interest Rate on Debt % Related Terms


ChargePoint Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for ChargePoint Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ChargePoint Holdings Effective Interest Rate on Debt % Chart

ChargePoint Holdings Annual Data
Trend Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 3.71 5.49 5.12 8.83 7.65

ChargePoint Holdings Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.96 8.30 9.69 3.31 0.41

BSP:C2HP34 vs HTLM, GRWG, BARK: Effective Interest Rate on Debt % Comparison

For the Specialty Retail subindustry, ChargePoint Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ChargePoint Holdings Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, ChargePoint Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where ChargePoint Holdings's Effective Interest Rate on Debt % falls into.


BSP:C2HP34
27GF Score
ChargePoint Holdings Inc BSP:C2HP34
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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ChargePoint Holdings Effective Interest Rate on Debt % Calculation

ChargePoint Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -127.212/( (1877.559+1447.678)/ 2 )
=-1  *  -127.212/1662.6185
=7.65 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1877.559 + 0
=1877.559

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1275.089 + 172.589
=1447.678

ChargePoint Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -5.516/( (1447.678+1254.634)/ 2 )
=-1  *  -5.516/1351.156
=0.41 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1275.089 + 172.589
=1447.678

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1176.115 + 78.519
=1254.634

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.41% mean?
ChargePoint Holdings (BSP:C2HP34) has a Effective Interest Rate on Debt % of 0.41% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ChargePoint Holdings and its competitors.
Is ChargePoint Holdings' Effective Interest Rate on Debt % too high?
ChargePoint Holdings' current Effective Interest Rate on Debt % is 0.41%. Overall, ChargePoint Holdings has a GF Score™ of 27/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does ChargePoint Holdings' Effective Interest Rate on Debt % compare to HTLM and GRWG?
ChargePoint Holdings' Effective Interest Rate on Debt % of 0.41% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ChargePoint Holdings and its competitors. ChargePoint Holdings's current Effective Interest Rate on Debt % is 0.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ChargePoint Holdings stock overvalued right now?
Based on GuruFocus' analysis, ChargePoint Holdings (BSP:C2HP34) is currently considered Possible Value Trap. The stock's GF Value™ is R$27.19, compared to a current price of R$9.24 — trading 66% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.41%. ChargePoint Holdings' overall GF Score™ is 27/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ChargePoint Holdings (BSP:C2HP34), the current Effective Interest Rate on Debt % is 0.41% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ChargePoint Holdings (BSP:C2HP34) Overvalued in 2026?

Based on GuruFocus' analysis, ChargePoint Holdings stock appears to be undervalued. The current stock price of R$9.24 is trading 66% below its estimated GF Value™ of R$27.19. GuruFocus considers ChargePoint Holdings to be Possible Value Trap.

Key valuation signals for BSP:C2HP34:

  • Effective Interest Rate on Debt %: 0.41%
  • GF Value™: R$27.19 vs. price of R$9.24 (66% below fair value)
  • GF Score™: 27/100 with 5 warning signs

No single metric tells the full story. See the BSP:C2HP34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ChargePoint Holdings Business Description

Other Exchanges CHPT:USAK9N:Germany
Address 240 East Hacienda Avenue, Campbell, CA, USA, 95008
ChargePoint Holdings Inc designs, develops, and markets networked electric vehicle charging system infrastructure and cloud-based services that enable charging systems owners, charge point operators, to manage their Networked Charging Systems, and to enable drivers to locate, reserve and authenticate Networked Charging Systems and to transact EV charging sessions on those systems. The company's hardware product lineup includes solutions across home, commercial, and fast-charging applications. The company derives the majority of its revenue from the United States.
27GF Score

Get the complete analysis for BSP:C2HP34

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$9.24
Price
R$27.19
GF Value