CPFL Energia (BSP:CPFE3) Effective Interest Rate on Debt %: 8.65% (As of Mar. 2026)

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BSP:CPFE3 CPFL Energia SA BSP:CPFE3
76 GF Score
Price R$46.87
GF Value R$38.07
Valuation Modestly Overvalued
! 3 Warning Signs
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What is CPFL Energia Effective Interest Rate on Debt %?

CPFL Energia BSP:CPFE3 -0.68% 76 Effective Interest Rate on Debt % is 8.65% as of Mar. 2026. GuruFocus rates BSP:CPFE3 with a GF Score™ of 76/100 and a GF Value™ of R$38.07 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CPFL Energia's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was R$3,003 Mil. CPFL Energia's average total debt for the quarter that ended in Mar. 2026 was R$34,718 Mil. Therefore, CPFL Energia's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 8.65%.


CPFL Energia  (BSP:CPFE3) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


CPFL Energia Effective Interest Rate on Debt % Related Terms


CPFL Energia Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for CPFL Energia's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CPFL Energia Effective Interest Rate on Debt % Chart

CPFL Energia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.79 7.21 7.64 7.78 8.17

CPFL Energia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.17 7.99 7.10 8.54 8.65

BSP:CPFE3 vs NEE, SO, DUK: Effective Interest Rate on Debt % Comparison

For the Utilities - Regulated Electric subindustry, CPFL Energia's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPFL Energia Effective Interest Rate on Debt % vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, CPFL Energia's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where CPFL Energia's Effective Interest Rate on Debt % falls into.


BSP:CPFE3
76GF Score
CPFL Energia SA BSP:CPFE3
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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CPFL Energia Effective Interest Rate on Debt % Calculation

CPFL Energia's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2645.164/( (31274.032+33468.377)/ 2 )
=-1  *  -2645.164/32371.2045
=8.17 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25871.06 + 5402.972
=31274.032

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=28553.256 + 4915.121
=33468.377

CPFL Energia's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -3002.932/( (33468.377+35967.485)/ 2 )
=-1  *  -3002.932/34717.931
=8.65 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=28553.256 + 4915.121
=33468.377

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=30087.687 + 5879.798
=35967.485

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.65% mean?
CPFL Energia (BSP:CPFE3) has a Effective Interest Rate on Debt % of 8.65% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CPFL Energia and its competitors.
Is CPFL Energia's Effective Interest Rate on Debt % too high?
CPFL Energia's current Effective Interest Rate on Debt % is 8.65%. Overall, CPFL Energia has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CPFL Energia's Effective Interest Rate on Debt % compare to NEE and SO?
CPFL Energia's Effective Interest Rate on Debt % of 8.65% can be compared against companies in the Utilities - Regulated industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Utilities - Regulated company?
A good Effective Interest Rate on Debt % depends on the Utilities - Regulated industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CPFL Energia and its competitors. CPFL Energia's current Effective Interest Rate on Debt % is 8.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPFL Energia stock overvalued right now?
Based on GuruFocus' analysis, CPFL Energia (BSP:CPFE3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$38.07, compared to a current price of R$46.87 — trading 23.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 8.65%. CPFL Energia's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For CPFL Energia (BSP:CPFE3), the current Effective Interest Rate on Debt % is 8.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CPFL Energia (BSP:CPFE3) Overvalued in 2026?

Based on GuruFocus' analysis, CPFL Energia stock appears to be overvalued. The current stock price of R$46.87 is trading 23.1% above its estimated GF Value™ of R$38.07. GuruFocus considers CPFL Energia to be Modestly Overvalued.

Key valuation signals for BSP:CPFE3:

  • Effective Interest Rate on Debt %: 8.65%
  • GF Value™: R$38.07 vs. price of R$46.87 (23.1% above fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the BSP:CPFE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CPFL Energia Business Description

Address Rua Jorge Figueiredo Correa, No. 1632, Jardim Professora Tarcilia, Campinas, Sao Paulo, SP, BRA, 13087-397
CPFL Energia SA operates as a holding company. Along with its subsidiaries, the company is engaged in distribution, generation, transmission and commercialization activities of electric energy in Brazil. It also provides energy-related services through its solutions division, including energy management and trading, energy efficiency services, distributed generation, energy infrastructure development, and consulting services. The company's operating segments are (i) electric energy distribution activities, (ii) electric energy generation, (iii) electric energy transmission, (iv) energy commercialization, (v) service activities, and (vi) other activities not listed in the previous items. The majority of the company's revenue is derived from the electric energy distribution segment.
76GF Score

Get the complete analysis for BSP:CPFE3

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$46.87
Price
R$38.07
GF Value