Grupo Mateus (BSP:GMAT3) Effective Interest Rate on Debt %: 14.00% (As of Jun. 2026)

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BSP:GMAT3 Grupo Mateus SA BSP:GMAT3
82 GF Score
Price R$3.98
GF Value R$9.56
Valuation Significantly Undervalued
! 6 Warning Signs
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What is Grupo Mateus Effective Interest Rate on Debt %?

Grupo Mateus BSP:GMAT3 +5.01% 82 Effective Interest Rate on Debt % is 14.00% as of Jun. 2026. GuruFocus rates BSP:GMAT3 with a GF Score™ of 82/100 and a GF Value™ of R$9.56 (Significantly Undervalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Grupo Mateus's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was R$961 Mil. Grupo Mateus's average total debt for the quarter that ended in Jun. 2026 was R$6,860 Mil. Therefore, Grupo Mateus's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 14.00%.


Grupo Mateus  (BSP:GMAT3) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Grupo Mateus Effective Interest Rate on Debt % Related Terms


Grupo Mateus Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Grupo Mateus's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Mateus Effective Interest Rate on Debt % Chart

Grupo Mateus Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.92 5.71 6.73 6.44 6.90

Grupo Mateus Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.41 12.09 -7.06 11.72 14.00

BSP:GMAT3 vs DDS, M: Effective Interest Rate on Debt % Comparison

For the Department Stores subindustry, Grupo Mateus's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Mateus Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Grupo Mateus's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Grupo Mateus's Effective Interest Rate on Debt % falls into.


BSP:GMAT3
82GF Score
Grupo Mateus SA BSP:GMAT3
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Mateus Effective Interest Rate on Debt % Calculation

Grupo Mateus's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -393.295/( (4495.165+6899.198)/ 2 )
=-1  *  -393.295/5697.1815
=6.90 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3994.715 + 500.45
=4495.165

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5432.311 + 1466.887
=6899.198

Grupo Mateus's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -960.64/( (6810.454+6910.227)/ 2 )
=-1  *  -960.64/6860.3405
=14.00 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5010.703 + 1799.751
=6810.454

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5129.626 + 1780.601
=6910.227

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 14.00% mean?
Grupo Mateus (BSP:GMAT3) has a Effective Interest Rate on Debt % of 14.00% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Grupo Mateus and its competitors.
Is Grupo Mateus' Effective Interest Rate on Debt % too high?
Grupo Mateus' current Effective Interest Rate on Debt % is 14.00%. Overall, Grupo Mateus has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Mateus' Effective Interest Rate on Debt % compare to DDS and M?
Grupo Mateus' Effective Interest Rate on Debt % of 14.00% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Grupo Mateus and its competitors. Grupo Mateus's current Effective Interest Rate on Debt % is 14.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Mateus stock overvalued right now?
Based on GuruFocus' analysis, Grupo Mateus (BSP:GMAT3) is currently considered Significantly Undervalued. The stock's GF Value™ is R$9.56, compared to a current price of R$3.98 — trading 58.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 14.00%. Grupo Mateus' overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Grupo Mateus (BSP:GMAT3), the current Effective Interest Rate on Debt % is 14.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Mateus (BSP:GMAT3) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Mateus stock appears to be undervalued. The current stock price of R$3.98 is trading 58.4% below its estimated GF Value™ of R$9.56. GuruFocus considers Grupo Mateus to be Significantly Undervalued.

Key valuation signals for BSP:GMAT3:

  • Effective Interest Rate on Debt %: 14.00%
  • GF Value™: R$9.56 vs. price of R$3.98 (58.4% below fair value)
  • GF Score™: 82/100 with 6 warning signs

No single metric tells the full story. See the BSP:GMAT3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Mateus Business Description

Address Avenida Daniel de la Touche, 73A, Cohama, Sao Luis, MA, BRA, CEP 65074-115
Grupo Mateus SA which which operate in the wholesale and retail, electro, mix, and industry segments through the subsidiary. The company has its operations in the supermarket, wholesale, appliance, furniture, bakery, slicing, and portioning. The business's product portfolio consists of maetus, mix atacarejo, camino supermercados, electro mateus among others.
82GF Score

Get the complete analysis for BSP:GMAT3

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$3.98
Price
R$9.56
GF Value