Raia Drogasil (BSP:RADL3) Effective Interest Rate on Debt %: 13.63% (As of Mar. 2026)

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BSP:RADL3 Raia Drogasil SA BSP:RADL3
95 GF Score
Price R$18.19
GF Value R$30.05
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Raia Drogasil Effective Interest Rate on Debt %?

Raia Drogasil BSP:RADL3 -0.55% 95 Effective Interest Rate on Debt % is 13.63% as of Mar. 2026. GuruFocus rates BSP:RADL3 with a GF Score™ of 95/100 and a GF Value™ of R$30.05 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Raia Drogasil's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was R$1,194 Mil. Raia Drogasil's average total debt for the quarter that ended in Mar. 2026 was R$8,764 Mil. Therefore, Raia Drogasil's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 13.63%.


Raia Drogasil  (BSP:RADL3) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Raia Drogasil Effective Interest Rate on Debt % Related Terms


Raia Drogasil Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Raia Drogasil's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raia Drogasil Effective Interest Rate on Debt % Chart

Raia Drogasil Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.16 9.95 11.24 10.99 12.88

Raia Drogasil Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.52 13.82 13.08 14.09 13.63

Raia Drogasil Effective Interest Rate on Debt % Competitor Comparison

For the Pharmaceutical Retailers subindustry, Raia Drogasil's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Raia Drogasil Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Raia Drogasil's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Raia Drogasil's Effective Interest Rate on Debt % falls into.


BSP:RADL3
95GF Score
Raia Drogasil SA BSP:RADL3
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Raia Drogasil Effective Interest Rate on Debt % Calculation

Raia Drogasil's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1066.003/( (7718.467+8834.067)/ 2 )
=-1  *  -1066.003/8276.267
=12.88 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6130.313 + 1588.154
=7718.467

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7304.783 + 1529.284
=8834.067

Raia Drogasil's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1194.368/( (8834.067+8693.283)/ 2 )
=-1  *  -1194.368/8763.675
=13.63 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7304.783 + 1529.284
=8834.067

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7250.78 + 1442.503
=8693.283

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 13.63% mean?
Raia Drogasil (BSP:RADL3) has a Effective Interest Rate on Debt % of 13.63% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Raia Drogasil and its competitors.
Is Raia Drogasil's Effective Interest Rate on Debt % too high?
Raia Drogasil's current Effective Interest Rate on Debt % is 13.63%. Overall, Raia Drogasil has a GF Score™ of 95/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Raia Drogasil's Effective Interest Rate on Debt % compare to competitors?
Raia Drogasil's Effective Interest Rate on Debt % of 13.63% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Raia Drogasil and its competitors. Raia Drogasil's current Effective Interest Rate on Debt % is 13.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raia Drogasil stock overvalued right now?
Based on GuruFocus' analysis, Raia Drogasil (BSP:RADL3) is currently considered Significantly Undervalued. The stock's GF Value™ is R$30.05, compared to a current price of R$18.19 — trading 39.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 13.63%. Raia Drogasil's overall GF Score™ is 95/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Raia Drogasil (BSP:RADL3), the current Effective Interest Rate on Debt % is 13.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raia Drogasil (BSP:RADL3) Overvalued in 2026?

Based on GuruFocus' analysis, Raia Drogasil stock appears to be undervalued. The current stock price of R$18.19 is trading 39.5% below its estimated GF Value™ of R$30.05. GuruFocus considers Raia Drogasil to be Significantly Undervalued.

Key valuation signals for BSP:RADL3:

  • Effective Interest Rate on Debt %: 13.63%
  • GF Value™: R$30.05 vs. price of R$18.19 (39.5% below fair value)
  • GF Score™: 95/100 with 3 warning signs

No single metric tells the full story. See the BSP:RADL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Raia Drogasil Business Description

Other Exchanges RADLY:USA
Address Avenue Corifeu de Azevedo Marques, 3097 Butanta, Sao Paulo, SP, BRA, 05339-900
Raia Drogasil SA operates a chain of pharmacies in Brazil. The company is mainly engaged in the retail sale of medicines, perfumery, personal care and beauty products, cosmetics, dermocosmetics, and specialty medicines. Its pharmacies mainly operate under the Drogasil and Raia brands.
95GF Score

Get the complete analysis for BSP:RADL3

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$18.19
Price
R$30.05
GF Value