YDUQS Participacoes (BSP:YDUQ3) Effective Interest Rate on Debt %: 15.84% (As of Jun. 2026)

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BSP:YDUQ3 YDUQS Participacoes SA BSP:YDUQ3
89 GF Score
Price R$11.14
GF Value R$14.14
Valuation Modestly Undervalued
! 4 Warning Signs
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What is YDUQS Participacoes Effective Interest Rate on Debt %?

YDUQS Participacoes BSP:YDUQ3 +1.83% 89 Effective Interest Rate on Debt % is 15.84% as of Jun. 2026. GuruFocus rates BSP:YDUQ3 with a GF Score™ of 89/100 and a GF Value™ of R$14.14 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. YDUQS Participacoes's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was R$824 Mil. YDUQS Participacoes's average total debt for the quarter that ended in Jun. 2026 was R$5,206 Mil. Therefore, YDUQS Participacoes's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 15.84%.


YDUQS Participacoes  (BSP:YDUQ3) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


YDUQS Participacoes Effective Interest Rate on Debt % Related Terms


YDUQS Participacoes Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for YDUQS Participacoes's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

YDUQS Participacoes Effective Interest Rate on Debt % Chart

YDUQS Participacoes Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.46 12.74 13.04 10.27 13.26

YDUQS Participacoes Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.01 12.27 14.82 12.40 15.84

BSP:YDUQ3 vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, YDUQS Participacoes's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


YDUQS Participacoes Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, YDUQS Participacoes's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where YDUQS Participacoes's Effective Interest Rate on Debt % falls into.


BSP:YDUQ3
89GF Score
YDUQS Participacoes SA BSP:YDUQ3
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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YDUQS Participacoes Effective Interest Rate on Debt % Calculation

YDUQS Participacoes's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -751.244/( (5605.972+5726.171)/ 2 )
=-1  *  -751.244/5666.0715
=13.26 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4908.203 + 697.769
=5605.972

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4509.26 + 1216.911
=5726.171

YDUQS Participacoes's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -824.408/( (5369.524+5042.132)/ 2 )
=-1  *  -824.408/5205.828
=15.84 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4522.708 + 846.816
=5369.524

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4494.073 + 548.059
=5042.132

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 15.84% mean?
YDUQS Participacoes (BSP:YDUQ3) has a Effective Interest Rate on Debt % of 15.84% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on YDUQS Participacoes and its competitors.
Is YDUQS Participacoes' Effective Interest Rate on Debt % too high?
YDUQS Participacoes' current Effective Interest Rate on Debt % is 15.84%. Overall, YDUQS Participacoes has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does YDUQS Participacoes' Effective Interest Rate on Debt % compare to EDU and TAL?
YDUQS Participacoes' Effective Interest Rate on Debt % of 15.84% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on YDUQS Participacoes and its competitors. YDUQS Participacoes's current Effective Interest Rate on Debt % is 15.84%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is YDUQS Participacoes stock overvalued right now?
Based on GuruFocus' analysis, YDUQS Participacoes (BSP:YDUQ3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$14.14, compared to a current price of R$11.14 — trading 21.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 15.84%. YDUQS Participacoes' overall GF Score™ is 89/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For YDUQS Participacoes (BSP:YDUQ3), the current Effective Interest Rate on Debt % is 15.84% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is YDUQS Participacoes (BSP:YDUQ3) Overvalued in 2026?

Based on GuruFocus' analysis, YDUQS Participacoes stock appears to be undervalued. The current stock price of R$11.14 is trading 21.2% below its estimated GF Value™ of R$14.14. GuruFocus considers YDUQS Participacoes to be Modestly Undervalued.

Key valuation signals for BSP:YDUQ3:

  • Effective Interest Rate on Debt %: 15.84%
  • GF Value™: R$14.14 vs. price of R$11.14 (21.2% below fair value)
  • GF Score™: 89/100 with 4 warning signs

No single metric tells the full story. See the BSP:YDUQ3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


YDUQS Participacoes Business Description

Address Avenida Venezuela, 4200-Bloco 11, Barra da Tijuca, Rio de Janeiro, RJ, BRA, 22640102
YDUQS Participacoes SA is a Brazilian education company that focuses on postsecondary education. The company operates universities, colleges, and distance learning campuses across the country, with over 90 locations across 22 Brazilian states. It offers undergraduate, graduate, and professional designation programs to its students. Estacio Participacoes attracts middle- and lower-income workers across the country to its educational programs and enrolls over 500,000 students annually. Approximately 75% of enrollees study at the company's on-campus locations, which drive the majority of revenue for the company. Geographically, Estacio Participacoes operates the majority of its campuses around Rio de Janeiro.
89GF Score

Get the complete analysis for BSP:YDUQ3

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$11.14
Price
R$14.14
GF Value