YDUQS Participacoes (BSP:YDUQ3) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:YDUQ3 YDUQS Participacoes SA BSP:YDUQ3
83 GF Score
Price R$7.94
GF Value R$14.42
Valuation Possible Value Trap
! 4 Warning Signs
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What is YDUQS Participacoes Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BSP:YDUQ3
83GF Score
YDUQS Participacoes SA BSP:YDUQ3
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is YDUQS Participacoes (BSP:YDUQ3) Overvalued in 2026?

Based on GuruFocus' analysis, YDUQS Participacoes stock appears to be undervalued. The current stock price of R$7.94 is trading 44.9% below its estimated GF Value™ of R$14.42. GuruFocus considers YDUQS Participacoes to be Possible Value Trap.

Key valuation signals for BSP:YDUQ3:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: R$14.42 vs. price of R$7.94 (44.9% below fair value)
  • GF Score™: 83/100 with 4 warning signs

No single metric tells the full story. See the BSP:YDUQ3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

YDUQS Participacoes Business Description

Address Avenida Venezuela, 4200-Bloco 11, Barra da Tijuca, Rio de Janeiro, RJ, BRA, 22640102
YDUQS Participacoes SA is a Brazilian education company that focuses on postsecondary education. The company operates universities, colleges, and distance learning campuses across the country, with over 90 locations across 22 Brazilian states. It offers undergraduate, graduate, and professional designation programs to its students. Estacio Participacoes attracts middle- and lower-income workers across the country to its educational programs and enrolls over 500,000 students annually. Approximately 75% of enrollees study at the company's on-campus locations, which drive the majority of revenue for the company. Geographically, Estacio Participacoes operates the majority of its campuses around Rio de Janeiro.
83GF Score

Get the complete analysis for BSP:YDUQ3

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$7.94
Price
R$14.42
GF Value