PACCAR (BUE:PCAR) Effective Interest Rate on Debt %: 0.00% (As of Jun. 2026)

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BUE:PCAR PACCAR Inc BUE:PCAR
69 GF Score
Price ARS69,775.00
GF Value ARS45,194.78
Valuation Significantly Overvalued
! 7 Warning Signs
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What is PACCAR Effective Interest Rate on Debt %?

PACCAR BUE:PCAR +0.36% 69 Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus rates BUE:PCAR with a GF Score™ of 69/100 and a GF Value™ of ARS45,194.78 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PACCAR's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ARS0 Mil. PACCAR's average total debt for the quarter that ended in Jun. 2026 was ARS21,332,982 Mil. Therefore, PACCAR's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 0.00%.


PACCAR  (BUE:PCAR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PACCAR Effective Interest Rate on Debt % Related Terms


PACCAR Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PACCAR's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PACCAR Effective Interest Rate on Debt % Chart

PACCAR Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 5.32 0.00 2.13

PACCAR Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BUE:PCAR vs CNH, OSK, AGCO: Effective Interest Rate on Debt % Comparison

For the Farm & Heavy Construction Machinery subindustry, PACCAR's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PACCAR Effective Interest Rate on Debt % vs Farm & Heavy Construction Machinery Industry

For the Farm & Heavy Construction Machinery industry and Industrials sector, PACCAR's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PACCAR's Effective Interest Rate on Debt % falls into.


BUE:PCAR
69GF Score
PACCAR Inc BUE:PCAR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PACCAR Effective Interest Rate on Debt % Calculation

PACCAR's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -412658.319/( (16053950.16+22695917.266)/ 2 )
=-1  *  -412658.319/19374933.713
=2.13 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10514201.105 + 5539749.055
=16053950.16

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15967830.359 + 6728086.907
=22695917.266

PACCAR's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  0/( (20897611.825+21768351.994)/ 2 )
=-1  *  0/21332981.9095
=0.00 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14247418.35 + 6650193.475
=20897611.825

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14675018.874 + 7093333.12
=21768351.994

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
PACCAR (BUE:PCAR) has a Effective Interest Rate on Debt % of 0.00% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PACCAR and its competitors.
Is PACCAR's Effective Interest Rate on Debt % too high?
PACCAR's current Effective Interest Rate on Debt % is 0.00%. Overall, PACCAR has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PACCAR's Effective Interest Rate on Debt % compare to CNH and OSK?
PACCAR's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Farm & Heavy Construction Machinery industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Farm & Heavy Construction Machinery company?
A good Effective Interest Rate on Debt % depends on the Farm & Heavy Construction Machinery industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PACCAR and its competitors. PACCAR's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PACCAR stock overvalued right now?
Based on GuruFocus' analysis, PACCAR (BUE:PCAR) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS45,194.78, compared to a current price of ARS69,775.00 — trading 54.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. PACCAR's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PACCAR (BUE:PCAR), the current Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PACCAR (BUE:PCAR) Overvalued in 2026?

Based on GuruFocus' analysis, PACCAR stock appears to be overvalued. The current stock price of ARS69,775.00 is trading 54.4% above its estimated GF Value™ of ARS45,194.78. GuruFocus considers PACCAR to be Significantly Overvalued.

Key valuation signals for BUE:PCAR:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: ARS45,194.78 vs. price of ARS69,775.00 (54.4% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the BUE:PCAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PACCAR Business Description

Address 777 - 106th Avenue NE, Bellevue, WA, USA, 98004
Paccar is a leading manufacturer of medium- and heavy-duty trucks under the premium nameplates Kenworth and Peterbilt, which are primarily sold in the Americas and Australia, and DAF, which primarily services Europe and South America. The trucks segment (74% sales) goes to market through a network of 2,200 independent dealers. Paccar maintains an internal finance subsidiary that provides retail and wholesale financing for customers and dealers (6% sales). In recent years, Paccar has aggressively expanded its parts business (20% of sales), including engines, axles, and transmissions for its own truck brands as well as independent producers. The company commands 30% of the Class 8 market share in North America and 15% of the heavy-duty market share in Europe.
69GF Score

Get the complete analysis for BUE:PCAR

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS69,775.00
Price
ARS45,194.78
GF Value