Maroc Telecom (CAS:IAM) Effective Interest Rate on Debt %: 4.56% (As of Dec. 2025)


CAS:IAM Maroc Telecom SA CAS:IAM
78 GF Score
Price MAD92.00
GF Value MAD99.42
Valuation Fairly Valued
! 4 Warning Signs
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What is Maroc Telecom Effective Interest Rate on Debt %?

Maroc Telecom CAS:IAM 78 Effective Interest Rate on Debt % is 4.56% as of Dec. 2025. GuruFocus rates CAS:IAM with a GF Score™ of 78/100 and a GF Value™ of MAD99.42 (Fairly Valued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Maroc Telecom's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was MAD1,004 Mil. Maroc Telecom's average total debt for the quarter that ended in Dec. 2025 was MAD22,023 Mil. Therefore, Maroc Telecom's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.56%.


Maroc Telecom  (CAS:IAM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Maroc Telecom Effective Interest Rate on Debt % Related Terms


Maroc Telecom Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Maroc Telecom's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Maroc Telecom Effective Interest Rate on Debt % Chart

Maroc Telecom Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.49 4.07 5.00 5.13 4.78

Maroc Telecom Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.62 5.29 6.42 4.51 4.56

CAS:IAM vs TMUS, VZ, T: Effective Interest Rate on Debt % Comparison

For the Telecom Services subindustry, Maroc Telecom's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Maroc Telecom Effective Interest Rate on Debt % vs Telecommunication Services Industry

For the Telecommunication Services industry and Communication Services sector, Maroc Telecom's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Maroc Telecom's Effective Interest Rate on Debt % falls into.


CAS:IAM
78GF Score
Maroc Telecom SA CAS:IAM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Maroc Telecom Effective Interest Rate on Debt % Calculation

Maroc Telecom's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1053/( (24441+19604)/ 2 )
=-1  *  -1053/22022.5
=4.78 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5629 + 18812
=24441

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10450 + 9154
=19604

Maroc Telecom's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1004/( (24442+19604)/ 2 )
=-1  *  -1004/22023
=4.56 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5630 + 18812
=24442

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10450 + 9154
=19604

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.56% mean?
Maroc Telecom (CAS:IAM) has a Effective Interest Rate on Debt % of 4.56% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Maroc Telecom and its competitors.
Is Maroc Telecom's Effective Interest Rate on Debt % too high?
Maroc Telecom's current Effective Interest Rate on Debt % is 4.56%. Overall, Maroc Telecom has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Maroc Telecom's Effective Interest Rate on Debt % compare to TMUS and VZ?
Maroc Telecom's Effective Interest Rate on Debt % of 4.56% can be compared against companies in the Telecommunication Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Telecommunication Services company?
A good Effective Interest Rate on Debt % depends on the Telecommunication Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Maroc Telecom and its competitors. Maroc Telecom's current Effective Interest Rate on Debt % is 4.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maroc Telecom stock overvalued right now?
Based on GuruFocus' analysis, Maroc Telecom (CAS:IAM) is currently considered Fairly Valued. The stock's GF Value™ is MAD99.42, compared to a current price of MAD92.00 — trading 7.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.56%. Maroc Telecom's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Maroc Telecom (CAS:IAM), the current Effective Interest Rate on Debt % is 4.56% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Maroc Telecom (CAS:IAM) Overvalued in 2026?

Based on GuruFocus' analysis, Maroc Telecom stock appears to be undervalued. The current stock price of MAD92.00 is trading 7.5% below its estimated GF Value™ of MAD99.42. GuruFocus considers Maroc Telecom to be Fairly Valued.

Key valuation signals for CAS:IAM:

  • Effective Interest Rate on Debt %: 4.56%
  • GF Value™: MAD99.42 vs. price of MAD92.00 (7.5% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the CAS:IAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Maroc Telecom Business Description

Other Exchanges IAM:FranceMSPA:Germany
Address Avenue Annakhil, Hay Riad, Rabat, MAR
Maroc Telecom SA telecommunications operator in the Kingdom of Morocco. The company provides a wide range of services covering Fixed-Line and Mobile communications, data transfer, and other value-added services. It operates in the Fixed-Line telephony, Mobile telephony and Internet segments. The Fixed-Line and Mobile operating segments are combined within the Services Division (DGS) and the Networks and Systems Division. The company derives majority revenues from Morocco.
78GF Score

Get the complete analysis for CAS:IAM

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD92.00
Price
MAD99.42
GF Value