Microdata (CAS:MIC) Effective Interest Rate on Debt %: 3.91% (As of Dec. 2025)


CAS:MIC Microdata SA CAS:MIC
81 GF Score
Price MAD776.00
GF Value MAD900.33
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Microdata Effective Interest Rate on Debt %?

Microdata CAS:MIC +0.78% 81 Effective Interest Rate on Debt % is 3.91% as of Dec. 2025. GuruFocus rates CAS:MIC with a GF Score™ of 81/100 and a GF Value™ of MAD900.33 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Microdata's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was MAD10.9 Mil. Microdata's average total debt for the quarter that ended in Dec. 2025 was MAD280.0 Mil. Therefore, Microdata's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.91%.


Microdata  (CAS:MIC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Microdata Effective Interest Rate on Debt % Related Terms


Microdata Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Microdata's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Microdata Effective Interest Rate on Debt % Chart

Microdata Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 1.69 5.64 9.20 6.67 4.24

Microdata Semi-Annual Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.21 4.10 4.99 4.17 3.91

CAS:MIC vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Microdata's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Microdata Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Microdata's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Microdata's Effective Interest Rate on Debt % falls into.


CAS:MIC
81GF Score
Microdata SA CAS:MIC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Microdata Effective Interest Rate on Debt % Calculation

Microdata's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -9.54/( (140+310)/ 2 )
=-1  *  -9.54/225
=4.24 %

where

Microdata's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -10.94/( (250+310)/ 2 )
=-1  *  -10.94/280
=3.91 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.91% mean?
Microdata (CAS:MIC) has a Effective Interest Rate on Debt % of 3.91% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Microdata and its competitors.
Is Microdata's Effective Interest Rate on Debt % too high?
Microdata's current Effective Interest Rate on Debt % is 3.91%. Overall, Microdata has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Microdata's Effective Interest Rate on Debt % compare to IBM and ACN?
Microdata's Effective Interest Rate on Debt % of 3.91% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Microdata and its competitors. Microdata's current Effective Interest Rate on Debt % is 3.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Microdata stock overvalued right now?
Based on GuruFocus' analysis, Microdata (CAS:MIC) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD900.33, compared to a current price of MAD776.00 — trading 13.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.91%. Microdata's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Microdata (CAS:MIC), the current Effective Interest Rate on Debt % is 3.91% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Microdata (CAS:MIC) Overvalued in 2026?

Based on GuruFocus' analysis, Microdata stock appears to be undervalued. The current stock price of MAD776.00 is trading 13.8% below its estimated GF Value™ of MAD900.33. GuruFocus considers Microdata to be Modestly Undervalued.

Key valuation signals for CAS:MIC:

  • Effective Interest Rate on Debt %: 3.91%
  • GF Value™: MAD900.33 vs. price of MAD776.00 (13.8% below fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the CAS:MIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Microdata Business Description

Address 30 Ibnou Sina Boulevard, Hay Hassani, Casablanca, MAR, 20250
Microdata SA is an IT infrastructure company engaged in deploying and maintaining IT infrastructure in Morocco. The company's services include Datacenter to Software-Defined Datacenter, Virtualization, Application Modernization, Cloud Computing, and Security.
81GF Score

Get the complete analysis for CAS:MIC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD776.00
Price
MAD900.33
GF Value