Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CAC Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.2 Mil. CAC Holdings's average total debt for the quarter that ended in Dec. 2025 was $15.3 Mil. Therefore, CAC Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 1.33%.
CAC Holdings (OTCPK:CAXCF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
CAC Holdings Effective Interest Rate on Debt % Related Terms
CAC Holdings Effective Interest Rate on Debt % Historical Data
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The historical data trend for CAC Holdings's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAC Holdings Effective Interest Rate on Debt % Chart
CAXCF vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison
For the Information Technology Services subindustry, CAC Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CAC Holdings Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, CAC Holdings's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where CAC Holdings's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 1.33% mean?
CAC Holdings (CAXCF) has a Effective Interest Rate on Debt % of 1.33% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CAC Holdings and its competitors.
Is CAC Holdings' Effective Interest Rate on Debt % too high?
CAC Holdings' current Effective Interest Rate on Debt % is 1.33%. Overall, CAC Holdings has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CAC Holdings' Effective Interest Rate on Debt % compare to IBM and ACN?
CAC Holdings' Effective Interest Rate on Debt % of 1.33% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CAC Holdings and its competitors. CAC Holdings's current Effective Interest Rate on Debt % is 1.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CAC Holdings stock overvalued right now?
Based on GuruFocus' analysis, CAC Holdings (CAXCF) is currently considered Fairly Valued. The stock's GF Value™ is $11.27, compared to a current price of $11.25 — trading 0.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.33%. CAC Holdings' overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For CAC Holdings (CAXCF), the current Effective Interest Rate on Debt % is 1.33% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CAC Holdings (CAXCF) Overvalued in 2026?
Based on GuruFocus' analysis, CAC Holdings stock appears to be undervalued.
The current stock price of $11.25 is trading 0.2% below its estimated GF Value™ of $11.27.
GuruFocus considers CAC Holdings to be Fairly Valued.
Key valuation signals for CAXCF:
Effective Interest Rate on Debt %: 1.33%
GF Value™: $11.27 vs. price of $11.25 (0.2% below fair value)
No single metric tells the full story. See the CAXCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CAC Holdings Corp is a Japan-based Information technology (IT) services, provider. The company is mainly engaged in systems development and systems operation. The company also provides outsourcing services, mainly in the field of Contract Research Organization (CRO) services. Other services offered by the company include systems consulting services, systems integration services, systems development services, systems maintenance services, Business process outsourcing (BPO) services, systems operation services, data center services, help desk services, desktop services, information processing services and software/hardware marketing.
59GF Score
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