CBKCQ (Christopher & Banks) Effective Interest Rate on Debt %: 0.78% (As of Oct. 2020)


CBKCQ Christopher & Banks Corp CBKCQ
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What is Christopher & Banks Effective Interest Rate on Debt %?

Christopher & Banks CBKCQ 12 Effective Interest Rate on Debt % is 0.78% as of Oct. 2020. GuruFocus rates CBKCQ with a GF Score™ of 12/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Christopher & Banks's annualized positive value of Interest Expense for the quarter that ended in Oct. 2020 was $1.1 Mil. Christopher & Banks's average total debt for the quarter that ended in Oct. 2020 was $137.9 Mil. Therefore, Christopher & Banks's annualized Effective Interest Rate on Debt % for the quarter that ended in Oct. 2020 was 0.78%.


Christopher & Banks  (OTCPK:CBKCQ) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Christopher & Banks Effective Interest Rate on Debt % Related Terms


Christopher & Banks Effective Interest Rate on Debt % Historical Data

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The historical data trend for Christopher & Banks's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Christopher & Banks Effective Interest Rate on Debt % Chart

Christopher & Banks Annual Data
Trend Feb11 Jan12 Jan13 Jan14 Jan15 Jan16 Jan17 Jan18 Jan19 Jan20
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 2.75 0.72

Christopher & Banks Quarterly Data
Jan16 Apr16 Jul16 Oct16 Jan17 Apr17 Jul17 Oct17 Jan18 Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.39 0.21 0.80 0.80 0.78

CBKCQ vs FRAN, IVDN, ASNA: Effective Interest Rate on Debt % Comparison

For the Apparel Retail subindustry, Christopher & Banks's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Christopher & Banks Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Christopher & Banks's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Christopher & Banks's Effective Interest Rate on Debt % falls into.


CBKCQ
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Christopher & Banks Corp CBKCQ
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Christopher & Banks Effective Interest Rate on Debt % Calculation

Christopher & Banks's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2020 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2019 )+Total Debt  (A: Jan. 2020 ))/ count )
=-1  *  -0.475/( (6.661+125.978)/ 2 )
=-1  *  -0.475/66.3195
=0.72 %

where

Total Debt  (A: Jan. 2020 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=99.793 + 26.185
=125.978

Christopher & Banks's annualized Effective Interest Rate on Debt % for the quarter that ended in Oct. 2020 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jul. 2020 )+Total Debt  (Q: Oct. 2020 ))/ count )
=-1  *  -1.08/( (133.937+141.766)/ 2 )
=-1  *  -1.08/137.8515
=0.78 %

where

Total Debt  (Q: Jul. 2020 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=104.41 + 29.527
=133.937

Total Debt  (Q: Oct. 2020 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=103.297 + 38.469
=141.766

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Oct. 2020) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.78% mean?
Christopher & Banks (CBKCQ) has a Effective Interest Rate on Debt % of 0.78% as of Oct. 2020. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Christopher & Banks and its competitors.
Is Christopher & Banks' Effective Interest Rate on Debt % too high?
Christopher & Banks' current Effective Interest Rate on Debt % is 0.78%. Overall, Christopher & Banks has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Christopher & Banks' Effective Interest Rate on Debt % compare to FRAN and IVDN?
Christopher & Banks' Effective Interest Rate on Debt % of 0.78% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Christopher & Banks and its competitors. Christopher & Banks's current Effective Interest Rate on Debt % is 0.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Christopher & Banks stock overvalued right now?
Christopher & Banks (CBKCQ) has a current Effective Interest Rate on Debt % of 0.78%. The current Effective Interest Rate on Debt % is 0.78%. Christopher & Banks' overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Christopher & Banks (CBKCQ), the current Effective Interest Rate on Debt % is 0.78% as of Oct. 2020. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Christopher & Banks Business Description

Address 2400 Xenium Lane North, Plymouth, MN, USA, 55441
Christopher & Banks Corp is a national specialty retailer. The company through its wholly owned subsidiaries operates retail stores selling women's apparel and accessories in the United States. The company operates in Retail Operations which includes the operation of its retail stores, outlet stores, online and mobile. The company offers its customers an assortment of clothing for everyday needs. Its merchandise assortments include designs of women's apparel, generally consisting of casual clothing, everyday basics, wear-to-work, leisure/activewear, and sleepwear in missy, petite and women sizes. It also offers a selection of jewelry and accessories.
12GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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