CBKCQ (Christopher & Banks) Interest Coverage: 0 (At Loss) (As of Oct. 2020)


CBKCQ Christopher & Banks Corp CBKCQ
12 GF Score
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What is Christopher & Banks Interest Coverage?

Christopher & Banks CBKCQ 12 Interest Coverage is 0 (At Loss) as of Oct. 2020. GuruFocus rates CBKCQ with a GF Score™ of 12/100.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Christopher & Banks's Operating Income for the three months ended in Oct. 2020 was $-10.4 Mil. Christopher & Banks's Interest Expense for the three months ended in Oct. 2020 was $-0.3 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Christopher & Banks's Interest Coverage or its related term are showing as below:


CBKCQ's Interest Coverage is not ranked *
in the Retail - Cyclical industry.
Industry Median: 7.915
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Christopher & Banks  (OTCPK:CBKCQ) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Christopher & Banks Interest Coverage Related Terms


Christopher & Banks Interest Coverage Historical Data

* Premium members only.

The historical data trend for Christopher & Banks's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Christopher & Banks Interest Coverage Chart

Christopher & Banks Annual Data
Trend Feb11 Jan12 Jan13 Jan14 Jan15 Jan16 Jan17 Jan18 Jan19 Jan20
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Christopher & Banks Quarterly Data
Jan16 Apr16 Jul16 Oct16 Jan17 Apr17 Jul17 Oct17 Jan18 Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.77 0.00 0.00 0.00 0.00

CBKCQ vs FRAN, IVDN, ASNA: Interest Coverage Comparison

For the Apparel Retail subindustry, Christopher & Banks's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Christopher & Banks Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Christopher & Banks's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Christopher & Banks's Interest Coverage falls into.


CBKCQ
12GF Score
Christopher & Banks Corp CBKCQ
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Christopher & Banks Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Christopher & Banks's Interest Coverage for the fiscal year that ended in Jan. 2020 is calculated as

Here, for the fiscal year that ended in Jan. 2020, Christopher & Banks's Interest Expense was $-0.5 Mil. Its Operating Income was $-15.9 Mil. And its Long-Term Debt & Capital Lease Obligation was $99.8 Mil.

Christopher & Banks did not have earnings to cover the interest expense.

Christopher & Banks's Interest Coverage for the quarter that ended in Oct. 2020 is calculated as

Here, for the three months ended in Oct. 2020, Christopher & Banks's Interest Expense was $-0.3 Mil. Its Operating Income was $-10.4 Mil. And its Long-Term Debt & Capital Lease Obligation was $103.3 Mil.

Christopher & Banks did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Christopher & Banks (CBKCQ) has a Interest Coverage of 0 (At Loss) as of Oct. 2020. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Christopher & Banks and its competitors.
Is Christopher & Banks' Interest Coverage too high?
Christopher & Banks' current Interest Coverage is 0 (At Loss). Overall, Christopher & Banks has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Christopher & Banks' Interest Coverage compare to FRAN and IVDN?
Christopher & Banks' Interest Coverage of 0 (At Loss) can be compared against companies in the Retail - Cyclical industry. The industry median Interest Coverage is 7.92. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 828 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Christopher & Banks and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Christopher & Banks's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Christopher & Banks stock overvalued right now?
Christopher & Banks (CBKCQ) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). Christopher & Banks' overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Christopher & Banks (CBKCQ), the current Interest Coverage is 0 (At Loss) as of Oct. 2020. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Christopher & Banks Business Description

Address 2400 Xenium Lane North, Plymouth, MN, USA, 55441
Christopher & Banks Corp is a national specialty retailer. The company through its wholly owned subsidiaries operates retail stores selling women's apparel and accessories in the United States. The company operates in Retail Operations which includes the operation of its retail stores, outlet stores, online and mobile. The company offers its customers an assortment of clothing for everyday needs. Its merchandise assortments include designs of women's apparel, generally consisting of casual clothing, everyday basics, wear-to-work, leisure/activewear, and sleepwear in missy, petite and women sizes. It also offers a selection of jewelry and accessories.
12GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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