CFSU (Complete Financial Solutions) Effective Interest Rate on Debt %: 4.27% (As of Mar. 2026)

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CFSU Complete Financial Solutions Inc CFSU
32 GF Score
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What is Complete Financial Solutions Effective Interest Rate on Debt %?

Complete Financial Solutions CFSU -13.04% 32 Effective Interest Rate on Debt % is 4.27% as of Mar. 2026. GuruFocus rates CFSU with a GF Score™ of 32/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Complete Financial Solutions's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.12 Mil. Complete Financial Solutions's average total debt for the quarter that ended in Mar. 2026 was $2.81 Mil. Therefore, Complete Financial Solutions's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.27%.


Complete Financial Solutions  (OTCPK:CFSU) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Complete Financial Solutions Effective Interest Rate on Debt % Related Terms


Complete Financial Solutions Effective Interest Rate on Debt % Historical Data

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The historical data trend for Complete Financial Solutions's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Complete Financial Solutions Effective Interest Rate on Debt % Chart

Complete Financial Solutions Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Complete Financial Solutions Quarterly Data
Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 4.27

CFSU vs CHAR, QUMS, PCSC: Effective Interest Rate on Debt % Comparison

For the Shell Companies subindustry, Complete Financial Solutions's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Complete Financial Solutions Effective Interest Rate on Debt % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Complete Financial Solutions's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Complete Financial Solutions's Effective Interest Rate on Debt % falls into.


CFSU
32GF Score
Complete Financial Solutions Inc CFSU
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Complete Financial Solutions Effective Interest Rate on Debt % Calculation

Complete Financial Solutions's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (0.751+2.028)/ 2 )
=-1  *  0/1.3895
=0.00 %

where

Complete Financial Solutions's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.12/( (2.028+3.598)/ 2 )
=-1  *  -0.12/2.813
=4.27 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.27% mean?
Complete Financial Solutions (CFSU) has a Effective Interest Rate on Debt % of 4.27% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Complete Financial Solutions and its competitors.
Is Complete Financial Solutions' Effective Interest Rate on Debt % too high?
Complete Financial Solutions' current Effective Interest Rate on Debt % is 4.27%. Overall, Complete Financial Solutions has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Complete Financial Solutions' Effective Interest Rate on Debt % compare to CHAR and QUMS?
Complete Financial Solutions' Effective Interest Rate on Debt % of 4.27% can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Diversified Financial Services company?
A good Effective Interest Rate on Debt % depends on the Diversified Financial Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Complete Financial Solutions and its competitors. Complete Financial Solutions's current Effective Interest Rate on Debt % is 4.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Complete Financial Solutions stock overvalued right now?
Complete Financial Solutions (CFSU) has a current Effective Interest Rate on Debt % of 4.27%. The current Effective Interest Rate on Debt % is 4.27%. Complete Financial Solutions' overall GF Score™ is 32/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Complete Financial Solutions (CFSU), the current Effective Interest Rate on Debt % is 4.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Complete Financial Solutions Business Description

Address 101 Convention Center Drive, Suite 900, Las Vegas, NV, USA, 89109
Complete Financial Solutions Inc is a conglomerate holding company operating in the following industry sectors: Aerospace, United States Military, Law Enforcement, National Defense, Digital Assets, Energy, Commercial Real Estate, and the Outdoor Recreation Industries.
32GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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