CFSU (Complete Financial Solutions) Moat Score: 2/10 (As of Aug. 29, 2026)

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Director of Data and Quant Analytics at GuruFocus
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What is Complete Financial Solutions Moat Score?

Complete Financial Solutions CFSU -25.49% Moat Score is 2 as of Aug. 29, 2026. Among 612 Conglomerates companies, Complete Financial Solutions ranks better than 84.97% on this metric.

Complete Financial Solutions has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Complete Financial Solutions has No Moat: CFSU lacks significant market leadership or unique competitive advantages. It does not exhibit strong brand strength, network effects, or proprietary technology that would create a durable moat. The company operates in a highly competitive financial services sector with low switching costs for customers.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Complete Financial Solutions might have No Moat - Very weak/transient advantages.

Complete Financial Solutions  (OTCPK:CFSU) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Complete Financial Solutions Moat Score Related Terms

CFSU vs QUMS, CHAR, BRKH: Moat Score Comparison

For the Conglomerates subindustry, Complete Financial Solutions's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Complete Financial Solutions Moat Score vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Complete Financial Solutions's Moat Score distribution charts can be found below:

* The bar in red indicates where Complete Financial Solutions's Moat Score falls into.


Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Complete Financial Solutions (CFSU) has a Moat Score of 2 as of Aug. 29, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Complete Financial Solutions ranks #92 out of 612 companies in the Conglomerates industry, placing it in the top 15%.
Is Complete Financial Solutions' Moat Score too high?
Complete Financial Solutions' current Moat Score is 2. Based on the distribution chart, Complete Financial Solutions ranks #92 out of 612 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers.
How does Complete Financial Solutions' Moat Score compare to QUMS and CHAR?
According to the Conglomerates industry distribution chart, Complete Financial Solutions ranks #92 out of 612 companies for Moat Score. This places Complete Financial Solutions in the top 15% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Conglomerates company?
A good Moat Score depends on the Conglomerates industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Complete Financial Solutions's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Complete Financial Solutions stock overvalued right now?
Complete Financial Solutions (CFSU) has a current Moat Score of 2. The current Moat Score is 2. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Complete Financial Solutions (CFSU), the current Moat Score is 2 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Complete Financial Solutions Business Description

Address 101 Convention Center Drive, Suite 900, Las Vegas, NV, USA, 89109
Complete Financial Solutions Inc is a conglomerate holding company operating in the following industry sectors: Aerospace, United States Military, Law Enforcement, National Defense, Digital Assets, Energy, Commercial Real Estate, and the Outdoor Recreation Industries.