Carel Industries SpA (CHIX:CRLM) Effective Interest Rate on Debt %: 3.60% (As of Mar. 2026)

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CHIX:CRLM Carel Industries SpA CHIX:CRLM
85 GF Score
Price €31.95
GF Value €27.01
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Carel Industries SpA Effective Interest Rate on Debt %?

Carel Industries SpA CHIX:CRLM 85 Effective Interest Rate on Debt % is 3.60% as of Mar. 2026. GuruFocus rates CHIX:CRLM with a GF Score™ of 85/100 and a GF Value™ of €27.01 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Carel Industries SpA's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €4.5 Mil. Carel Industries SpA's average total debt for the quarter that ended in Mar. 2026 was €124.7 Mil. Therefore, Carel Industries SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.60%.


Carel Industries SpA  (CHIX:CRLm) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Carel Industries SpA Effective Interest Rate on Debt % Related Terms


Carel Industries SpA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Carel Industries SpA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Carel Industries SpA Effective Interest Rate on Debt % Chart

Carel Industries SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.22 1.45 5.66 5.95 5.16

Carel Industries SpA Quarterly Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.57 5.20 2.07 8.17 3.60

CHIX:CRLM vs APH, GLW, TEL: Effective Interest Rate on Debt % Comparison

For the Electronic Components subindustry, Carel Industries SpA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Carel Industries SpA Effective Interest Rate on Debt % vs Hardware Industry

For the Hardware industry and Technology sector, Carel Industries SpA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Carel Industries SpA's Effective Interest Rate on Debt % falls into.


CHIX:CRLM
85GF Score
Carel Industries SpA CHIX:CRLM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Carel Industries SpA Effective Interest Rate on Debt % Calculation

Carel Industries SpA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -7.135/( (151.6+124.718)/ 2 )
=-1  *  -7.135/138.159
=5.16 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=108.912 + 42.688
=151.6

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=82.987 + 41.731
=124.718

Carel Industries SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -4.488/( (124.718+0)/ 1 )
=-1  *  -4.488/124.718
=3.60 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=82.987 + 41.731
=124.718

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.60% mean?
Carel Industries SpA (CHIX:CRLM) has a Effective Interest Rate on Debt % of 3.60% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Carel Industries SpA and its competitors.
Is Carel Industries SpA's Effective Interest Rate on Debt % too high?
Carel Industries SpA's current Effective Interest Rate on Debt % is 3.60%. Overall, Carel Industries SpA has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Carel Industries SpA's Effective Interest Rate on Debt % compare to APH and GLW?
Carel Industries SpA's Effective Interest Rate on Debt % of 3.60% can be compared against companies in the Hardware industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Hardware company?
A good Effective Interest Rate on Debt % depends on the Hardware industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Carel Industries SpA and its competitors. Carel Industries SpA's current Effective Interest Rate on Debt % is 3.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Carel Industries SpA stock overvalued right now?
Based on GuruFocus' analysis, Carel Industries SpA (CHIX:CRLM) is currently considered Modestly Overvalued. The stock's GF Value™ is €27.01, compared to a current price of €31.95 — trading 18.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.60%. Carel Industries SpA's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Carel Industries SpA (CHIX:CRLM), the current Effective Interest Rate on Debt % is 3.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Carel Industries SpA (CHIX:CRLM) Overvalued in 2026?

Based on GuruFocus' analysis, Carel Industries SpA stock appears to be overvalued. The current stock price of €31.95 is trading 18.3% above its estimated GF Value™ of €27.01. GuruFocus considers Carel Industries SpA to be Modestly Overvalued.

Key valuation signals for CHIX:CRLM:

  • Effective Interest Rate on Debt %: 3.60%
  • GF Value™: €27.01 vs. price of €31.95 (18.3% above fair value)
  • GF Score™: 85/100 with 5 warning signs

No single metric tells the full story. See the CHIX:CRLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Carel Industries SpA Business Description

Other Exchanges CRL:Italy0YQA:UKCIG:Germany
Address Via Dell\'Industria, 11, Brugine, Padova, ITA, 35020
Carel Industries SpA manufactures control systems and humidification for air conditioning and refrigeration. The group provides control solutions for the commercial, industrial, and residential air-conditioning and refrigeration (HVAC/R) markets. Its geographical segments are Europe, the Middle East and Africa, North America, South America, and APAC. The company's industrial applications for the air-conditioning sector are designed for data centers. Its products include programmable controls, room terminals, Isothermal Humidifiers, Sensors and protection devices, Sensors and protection devices, and others. The company derives maximum revenue from Europe, the Middle East, and Africa segment.
85GF Score

Get the complete analysis for CHIX:CRLM

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.95
Price
€27.01
GF Value