Grand City Properties (CHIX:GYCD) Effective Interest Rate on Debt %: 1.58% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:GYCD Grand City Properties SA CHIX:GYCD
70 GF Score
Price €10.06
GF Value €11.87
! 6 Warning Signs
View Full Analysis

What is Grand City Properties Effective Interest Rate on Debt %?

Grand City Properties CHIX:GYCD 70 Effective Interest Rate on Debt % is 1.58% as of Mar. 2026. GuruFocus rates CHIX:GYCD with a GF Score™ of 70/100 and a GF Value™ of €11.87. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Grand City Properties's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €70.7 Mil. Grand City Properties's average total debt for the quarter that ended in Mar. 2026 was €4,488.9 Mil. Therefore, Grand City Properties's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.58%.


Grand City Properties  (CHIX:GYCd) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Grand City Properties Effective Interest Rate on Debt % Related Terms


Grand City Properties Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Grand City Properties's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grand City Properties Effective Interest Rate on Debt % Chart

Grand City Properties Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.13 1.17 1.38 1.34 1.44

Grand City Properties Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.40 1.49 1.55 1.62 1.58

CHIX:GYCD vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Grand City Properties's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grand City Properties Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Grand City Properties's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Grand City Properties's Effective Interest Rate on Debt % falls into.


CHIX:GYCD
70GF Score
Grand City Properties SA CHIX:GYCD
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grand City Properties Effective Interest Rate on Debt % Calculation

Grand City Properties's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -65.57/( (4553.089+4527.329)/ 2 )
=-1  *  -65.57/4540.209
=1.44 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4282.628 + 270.461
=4553.089

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3977.449 + 549.88
=4527.329

Grand City Properties's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -70.736/( (4527.329+4450.494)/ 2 )
=-1  *  -70.736/4488.9115
=1.58 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3977.449 + 549.88
=4527.329

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3315.881 + 1134.613
=4450.494

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.58% mean?
Grand City Properties (CHIX:GYCD) has a Effective Interest Rate on Debt % of 1.58% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Grand City Properties and its competitors.
Is Grand City Properties' Effective Interest Rate on Debt % too high?
Grand City Properties' current Effective Interest Rate on Debt % is 1.58%. Overall, Grand City Properties has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Grand City Properties' Effective Interest Rate on Debt % compare to CBRE and BEKE?
Grand City Properties' Effective Interest Rate on Debt % of 1.58% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Grand City Properties and its competitors. Grand City Properties's current Effective Interest Rate on Debt % is 1.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grand City Properties stock overvalued right now?
Grand City Properties (CHIX:GYCD) has a current Effective Interest Rate on Debt % of 1.58%. The stock's GF Value™ is €11.87, compared to a current price of €10.06 — trading 15.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.58%. Grand City Properties' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Grand City Properties (CHIX:GYCD), the current Effective Interest Rate on Debt % is 1.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grand City Properties (CHIX:GYCD) Overvalued in 2026?

Based on GuruFocus' analysis, Grand City Properties stock appears to be undervalued. The current stock price of €10.06 is trading 15.2% below its estimated GF Value™ of €11.87.

Key valuation signals for CHIX:GYCD:

  • Effective Interest Rate on Debt %: 1.58%
  • GF Value™: €11.87 vs. price of €10.06 (15.2% below fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the CHIX:GYCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grand City Properties Business Description

Address 37, Boulevard Joseph II, Luxembourg, LUX, L-1840
Grand City Properties SA is a real estate company. It is a specialist real estate company focused on buying, redeveloping, optimizing, repositioning, investing, and managing value-add opportunities in the German real estate market. The company is also involved in asset and property management activities along with the real estate value chain. Its portfolio is mainly located in Berlin, North Rhine-Westphalia, Dresden, Leipzig, Halle, Nuremberg, Munich, Mannheim, Frankfurt, Bremen, Hamburg, and other cities. The company operates in Germany, the United Kingdom, and Others, out of which the majority of the revenue is generated from Germany.
70GF Score

Get the complete analysis for CHIX:GYCD

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.06
Price
€11.87
GF Value