Ryanair Holdings (CHIX:RYAI) Effective Interest Rate on Debt %: 10.25% (As of Mar. 2026)

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CHIX:RYAI Ryanair Holdings PLC CHIX:RYAI
89 GF Score
Price €26.33
GF Value €25.15
Valuation Fairly Valued
! 1 Warning Sign
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What is Ryanair Holdings Effective Interest Rate on Debt %?

Ryanair Holdings CHIX:RYAI -2.08% 89 Effective Interest Rate on Debt % is 10.25% as of Mar. 2026. GuruFocus rates CHIX:RYAI with a GF Score™ of 89/100 and a GF Value™ of €25.15 (Fairly Valued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ryanair Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €151 Mil. Ryanair Holdings's average total debt for the quarter that ended in Mar. 2026 was €1,475 Mil. Therefore, Ryanair Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 10.25%.


Ryanair Holdings  (CHIX:RYAi) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ryanair Holdings Effective Interest Rate on Debt % Related Terms


Ryanair Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ryanair Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ryanair Holdings Effective Interest Rate on Debt % Chart

Ryanair Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.74 1.67 2.42 2.45 1.81

Ryanair Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.88 0.00 0.00 0.00 10.25

CHIX:RYAI vs DAL, UAL, LUV: Effective Interest Rate on Debt % Comparison

For the Airlines subindustry, Ryanair Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ryanair Holdings Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, Ryanair Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ryanair Holdings's Effective Interest Rate on Debt % falls into.


CHIX:RYAI
89GF Score
Ryanair Holdings PLC CHIX:RYAI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ryanair Holdings Effective Interest Rate on Debt % Calculation

Ryanair Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -37.8/( (2682.7+1491.5)/ 2 )
=-1  *  -37.8/2087.1
=1.81 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1796.6 + 886.1
=2682.7

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=252.9 + 1238.6
=1491.5

Ryanair Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -151.2/( (1457.6+1491.5)/ 2 )
=-1  *  -151.2/1474.55
=10.25 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=223.5 + 1234.1
=1457.6

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=252.9 + 1238.6
=1491.5

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.25% mean?
Ryanair Holdings (CHIX:RYAI) has a Effective Interest Rate on Debt % of 10.25% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ryanair Holdings and its competitors.
Is Ryanair Holdings' Effective Interest Rate on Debt % too high?
Ryanair Holdings' current Effective Interest Rate on Debt % is 10.25%. Overall, Ryanair Holdings has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ryanair Holdings' Effective Interest Rate on Debt % compare to DAL and UAL?
Ryanair Holdings' Effective Interest Rate on Debt % of 10.25% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ryanair Holdings and its competitors. Ryanair Holdings's current Effective Interest Rate on Debt % is 10.25%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ryanair Holdings stock overvalued right now?
Based on GuruFocus' analysis, Ryanair Holdings (CHIX:RYAI) is currently considered Fairly Valued. The stock's GF Value™ is €25.15, compared to a current price of €26.33 — trading 4.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 10.25%. Ryanair Holdings' overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ryanair Holdings (CHIX:RYAI), the current Effective Interest Rate on Debt % is 10.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ryanair Holdings (CHIX:RYAI) Overvalued in 2026?

Based on GuruFocus' analysis, Ryanair Holdings stock appears to be overvalued. The current stock price of €26.33 is trading 4.7% above its estimated GF Value™ of €25.15. GuruFocus considers Ryanair Holdings to be Fairly Valued.

Key valuation signals for CHIX:RYAI:

  • Effective Interest Rate on Debt %: 10.25%
  • GF Value™: €25.15 vs. price of €26.33 (4.7% above fair value)
  • GF Score™: 89/100 with 1 warning sign

No single metric tells the full story. See the CHIX:RYAI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ryanair Holdings Business Description

Address Airside Business Park, Swords, County Dublin, Dublin, IRL, K67 NY94
Ryanair is Europe's largest low-cost airline, known for its extensive network and highly efficient business model. Operating over 3,600 flights daily across 240-plus destinations in 40 countries, Ryanair has built its success on offering affordable air travel while maintaining tight control over costs. The airline primarily uses Boeing 737 aircraft, including the newer 737 8-200 "Gamechanger" variant, which simplifies operations and reduces expenses. Ryanair focuses on high passenger volume, ancillary revenue, and operational efficiency, ensuring its position as a leading airline in Europe.
89GF Score

Get the complete analysis for CHIX:RYAI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.33
Price
€25.15
GF Value