SNP Schneider-Neureither & Partner SE (CHIX:SHFD) Effective Interest Rate on Debt %: 4.93% (As of Mar. 2026)


CHIX:SHFD SNP Schneider-Neureither & Partner SE CHIX:SHFD
83 GF Score
Price €25.00
GF Value €24.96
! 2 Warning Signs
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What is SNP Schneider-Neureither & Partner SE Effective Interest Rate on Debt %?

SNP Schneider-Neureither & Partner SE CHIX:SHFD 83 Effective Interest Rate on Debt % is 4.93% as of Mar. 2026. GuruFocus rates CHIX:SHFD with a GF Score™ of 83/100 and a GF Value™ of €24.96. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SNP Schneider-Neureither & Partner SE's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €2.1 Mil. SNP Schneider-Neureither & Partner SE's average total debt for the quarter that ended in Mar. 2026 was €43.3 Mil. Therefore, SNP Schneider-Neureither & Partner SE's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.93%.


SNP Schneider-Neureither & Partner SE  (CHIX:SHFd) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SNP Schneider-Neureither & Partner SE Effective Interest Rate on Debt % Related Terms


SNP Schneider-Neureither & Partner SE Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for SNP Schneider-Neureither & Partner SE's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SNP Schneider-Neureither & Partner SE Effective Interest Rate on Debt % Chart

SNP Schneider-Neureither & Partner SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.99 2.23 3.51 3.86 5.24

SNP Schneider-Neureither & Partner SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.31 0.00 0.00 -4.98 4.93

CHIX:SHFD vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, SNP Schneider-Neureither & Partner SE's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SNP Schneider-Neureither & Partner SE Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, SNP Schneider-Neureither & Partner SE's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SNP Schneider-Neureither & Partner SE's Effective Interest Rate on Debt % falls into.


CHIX:SHFD
83GF Score
SNP Schneider-Neureither & Partner SE CHIX:SHFD
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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SNP Schneider-Neureither & Partner SE Effective Interest Rate on Debt % Calculation

SNP Schneider-Neureither & Partner SE's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -3.227/( (79.855+43.252)/ 2 )
=-1  *  -3.227/61.5535
=5.24 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=68.758 + 11.097
=79.855

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=24.033 + 19.219
=43.252

SNP Schneider-Neureither & Partner SE's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -2.132/( (43.252+0)/ 1 )
=-1  *  -2.132/43.252
=4.93 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=24.033 + 19.219
=43.252

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.93% mean?
SNP Schneider-Neureither & Partner SE (CHIX:SHFD) has a Effective Interest Rate on Debt % of 4.93% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SNP Schneider-Neureither & Partner SE and its competitors.
Is SNP Schneider-Neureither & Partner SE's Effective Interest Rate on Debt % too high?
SNP Schneider-Neureither & Partner SE's current Effective Interest Rate on Debt % is 4.93%. Overall, SNP Schneider-Neureither & Partner SE has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does SNP Schneider-Neureither & Partner SE's Effective Interest Rate on Debt % compare to IBM and ACN?
SNP Schneider-Neureither & Partner SE's Effective Interest Rate on Debt % of 4.93% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SNP Schneider-Neureither & Partner SE and its competitors. SNP Schneider-Neureither & Partner SE's current Effective Interest Rate on Debt % is 4.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SNP Schneider-Neureither & Partner SE stock overvalued right now?
SNP Schneider-Neureither & Partner SE (CHIX:SHFD) has a current Effective Interest Rate on Debt % of 4.93%. The stock's GF Value™ is €24.96, compared to a current price of €25.00 — trading 0.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.93%. SNP Schneider-Neureither & Partner SE's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SNP Schneider-Neureither & Partner SE (CHIX:SHFD), the current Effective Interest Rate on Debt % is 4.93% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SNP Schneider-Neureither & Partner SE (CHIX:SHFD) Overvalued in 2026?

Based on GuruFocus' analysis, SNP Schneider-Neureither & Partner SE stock appears to be overvalued. The current stock price of €25.00 is trading 0.2% above its estimated GF Value™ of €24.96.

Key valuation signals for CHIX:SHFD:

  • Effective Interest Rate on Debt %: 4.93%
  • GF Value™: €24.96 vs. price of €25.00 (0.2% above fair value)
  • GF Score™: 83/100 with 2 warning signs

No single metric tells the full story. See the CHIX:SHFD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SNP Schneider-Neureither & Partner SE Business Description

Other Exchanges 0NJB:UKSHF:Germany
Address Speyerer Strase 4, Heidelberg, BW, DEU, 69115
SNP Schneider-Neureither & Partner SE is a software-oriented business consulting firm that specializes in the delivery of services in the area of data processing. It operates in three segments: Service, Software, and EXA. The service segment offers consulting and training services for corporate transformation processes. These services are offered in the context of IT data transformation projects, with the goal of changing and adapting enterprise resource planning systems. The software segment offers customers planning reliability and project transparency with its Data Transformation platform known as CrystalBridge. EXA segment provides transformation solutions in the area of financial management. The company generates majority of its revenue from the Service segment.
83GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€25.00
Price
€24.96
GF Value