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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Stelrad Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was £3.5 Mil. Stelrad Group's average total debt for the quarter that ended in Dec. 2025 was £83.6 Mil. Therefore, Stelrad Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.24%.
Stelrad Group (CHIX:SRADl) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Stelrad Group Effective Interest Rate on Debt % Related Terms
Stelrad Group Effective Interest Rate on Debt % Historical Data
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The historical data trend for Stelrad Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stelrad Group Effective Interest Rate on Debt % Chart
CHIX:SRADL vs TT, JCI, CARR: Effective Interest Rate on Debt % Comparison
For the Building Products & Equipment subindustry, Stelrad Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stelrad Group Effective Interest Rate on Debt % vs Construction Industry
For the Construction industry and Industrials sector, Stelrad Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Stelrad Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 4.24% mean?
Stelrad Group (CHIX:SRADL) has a Effective Interest Rate on Debt % of 4.24% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Stelrad Group and its competitors.
Is Stelrad Group's Effective Interest Rate on Debt % too high?
Stelrad Group's current Effective Interest Rate on Debt % is 4.24%. Overall, Stelrad Group has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stelrad Group's Effective Interest Rate on Debt % compare to TT and JCI?
Stelrad Group's Effective Interest Rate on Debt % of 4.24% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Stelrad Group and its competitors. Stelrad Group's current Effective Interest Rate on Debt % is 4.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stelrad Group stock overvalued right now?
Based on GuruFocus' analysis, Stelrad Group (CHIX:SRADL) is currently considered Modestly Overvalued. The stock's GF Value™ is £1.35, compared to a current price of £1.59 — trading 17.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.24%. Stelrad Group's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Stelrad Group (CHIX:SRADL), the current Effective Interest Rate on Debt % is 4.24% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stelrad Group (CHIX:SRADL) Overvalued in 2026?
Based on GuruFocus' analysis, Stelrad Group stock appears to be overvalued.
The current stock price of £1.59 is trading 17.8% above its estimated GF Value™ of £1.35.
GuruFocus considers Stelrad Group to be Modestly Overvalued.
Key valuation signals for CHIX:SRADL:
Effective Interest Rate on Debt %: 4.24%
GF Value™: £1.35 vs. price of £1.59 (17.8% above fair value)
No single metric tells the full story. See the CHIX:SRADL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stelrad Group PLC sells standard and premium steel panel radiators, low surface temperature radiators, towel warmers, decorative steel tubular radiators, and other steel column radiators. It has manufacturing and distribution facilities in the United Kingdom, the Netherlands, and Turkey, additional distribution facilities in Poland and Denmark, and sales personnel in seven other countries, including China. Geographically, the company has three segments: UK & Ireland, Europe, and Turkey & International. The Group operates five established brands (Stelrad, Henrad, Termo Teknik, Hudevad, and DL Radiators) that enable its products to be tailored to specific channels, maximizing market access and minimizing potential conflict.
51GF Score
Get the complete analysis for CHIX:SRADL
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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