Stelrad GroupCHIX:SRADL 51 Interest Coverage is 8.83 as of Dec. 2025, which is 125% above its 10-year median of 3.93. GuruFocus rates CHIX:SRADL with a GF Score™ of 51/100 and a GF Value™ of £1.26 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,351 Construction companies, Stelrad Group ranks worse than 59.36% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Stelrad Group's
Operating Income
for the
six
months ended in Dec. 2025 was £15.7 Mil. Stelrad Group's Interest Expense for the
six
months ended in Dec. 2025 was £-1.8 Mil.
Stelrad Group's interest coverage for the quarter that ended in Dec. 2025 was 8.83.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Stelrad Group's Interest Coverage or its related term are showing as below:
CHIX:SRADl'
s Interest Coverage Range Over the Past 10 Years
Min: 1.08 Med: 3.93 Max: 8.4
Current: 5.32
CHIX:SRADl's Interest Coverage is ranked worse than 59.36% of 1351
companies
in the Construction industry
Industry Median: 7.81
vs CHIX:SRADl: 5.32
Stelrad Group (CHIX:SRADl) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Stelrad Group Interest Coverage Related Terms
Stelrad Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Stelrad Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
CHIX:SRADL vs TT, JCI, CARR: Interest Coverage Comparison
For the Building Products & Equipment subindustry, Stelrad Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stelrad Group Interest Coverage vs Construction Industry
For the Construction industry and Industrials sector, Stelrad Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Stelrad Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stelrad Group (CHIX:SRADL) has a Interest Coverage of 8.83 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Stelrad Group and its competitors. This is 125% above median its historical median of 3.93. Over the past decade, Stelrad Group's Interest Coverage has ranged from 1.08 to 8.40. According to the industry distribution chart, Stelrad Group ranks #802 out of 1351 companies in the Construction industry, placing it in the top 59.4%.
Is Stelrad Group's Interest Coverage too high?
Stelrad Group's current Interest Coverage of 8.83 is 125% above median its 10-year median of 3.93. Over the past 10 years, this metric has ranged from a low of 1.08 to a high of 8.40. The Construction industry median Interest Coverage is 7.81. Stelrad Group's value of 8.83 is 13.1% above this industry median. Based on the distribution chart, Stelrad Group ranks #802 out of 1351 companies in the Construction industry, which is below the industry midpoint. Overall, Stelrad Group has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stelrad Group's Interest Coverage compare to TT and JCI?
According to the Construction industry distribution chart, Stelrad Group ranks #802 out of 1351 companies for Interest Coverage. This places Stelrad Group in the lower half of its industry. The industry median Interest Coverage is 7.81. Stelrad Group's value of 8.83 is 13.1% above this benchmark. Historically, Stelrad Group's own Interest Coverage has ranged from 1.08 to 8.40 over the past decade. While the company's 10-year median is 3.93 vs. the industry median of 7.81, Stelrad Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.81, based on 1,351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stelrad Group's current Interest Coverage of 8.83 is 13.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Stelrad Group and its competitors. For the Construction industry, the median Interest Coverage is 7.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stelrad Group's current Interest Coverage is 8.83, which is 125% above median its own 10-year median of 3.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stelrad Group stock overvalued right now?
Based on GuruFocus' analysis, Stelrad Group (CHIX:SRADL) is currently considered Modestly Overvalued. The stock's GF Value™ is £1.26, compared to a current price of £1.50 — trading 19% above its estimated fair value. The current Interest Coverage is 8.83, which is 125% above median its 10-year median of 3.93 and 13.1% above the Construction industry median of 7.81. Stelrad Group's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Stelrad Group (CHIX:SRADL), the current Interest Coverage is 8.83 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stelrad Group (CHIX:SRADL) Overvalued in 2026?
Based on GuruFocus' analysis, Stelrad Group stock appears to be overvalued.
The current stock price of £1.50 is trading 19% above its estimated GF Value™ of £1.26.
GuruFocus considers Stelrad Group to be Modestly Overvalued.
Key valuation signals for CHIX:SRADL:
Interest Coverage: 8.83 (125% above median its 10-year median of 3.93)
GF Value™: £1.26 vs. price of £1.50 (19% above fair value)
Industry Position: 13.1% above the Construction median (#802 of 1351)
No single metric tells the full story. See the CHIX:SRADL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stelrad Group PLC sells standard and premium steel panel radiators, low surface temperature radiators, towel warmers, decorative steel tubular radiators, and other steel column radiators. It has manufacturing and distribution facilities in the United Kingdom, the Netherlands, and Turkey, additional distribution facilities in Poland and Denmark, and sales personnel in seven other countries, including China. Geographically, the company has three segments: UK & Ireland, Europe, and Turkey & International. The Group operates five established brands (Stelrad, Henrad, Termo Teknik, Hudevad, and DL Radiators) that enable its products to be tailored to specific channels, maximizing market access and minimizing potential conflict.
51GF Score
Get the complete analysis for CHIX:SRADL
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CHIX:SRADL has been successfully added to your 
